Blue cross blue shield of massachusetts medicare advantage plans

Medicare Advantage (Part C) plans PPO & HMO

Florida Blue Medicare has Medicare Advantage plans to meet your health care coverage needs.

Choosing the right Medicare Advantage plan for your needs

You have options when it comes to Medicare Part C plans. Our Medicare Advantage (MA) plans can give you prescription drug coverage and extra benefits, like transportation services to doctor appointments and discount and reward programs. Many plans even have a $0 monthly plan premium.

You have options when it comes to Medicare Advantage (Part C) plans. Many of our Medicare Advantage plans can give you vision, dental and hearing coverage, help around the house and low or no copays to see doctors and specialists. Most plans even have a $0 monthly plan premium.

• You choose a trusted primary care physician to coordinate your medical needs.

• With most plans, you need to use in-network doctors, specialists or hospitals, with a few exceptions, like medical emergencies.
• You can benefit from our rewards programs.

What does a Medicare Advantage plan cost?

Like Original Medicare, Medicare Advantage (Part C) plans share the cost of care through deductibles, co-payments (copays) and co-insurance. These costs vary by plan. Our HMO plans offer $0 premiums, low out-of-pocket costs, and low prescription drug costs. While our $0 premium PPO plans cost a bit more for the opportunity to go out-of-network and see specialists without a referral, they still offer low out-of-pocket costs for in-network visits.

Medicare Advantage plans also have an out-of-pocket-maximum. Once you reach the maximum, your Medicare Advantage plan pays 100% toward Medicare covered services and you don’t pay anything.

Your Original Medicare (Parts A and B) costs may include:

• Deductible - The amount you pay before Florida Blue Medicare begins to pay its share of the cost. Some MA plans have a separate drug deductible before they start to pay for your prescriptions.

• Copay - A flat dollar amount (for example, $10) you pay each time you receive care or fill a drug.

• Coinsurance - A percentage (for example, 10%) you pay for your care or drugs after you meet your deductible.

• Premium - A fixed, monthly amount you pay for your MA plan coverage. Many Florida Blue Part C plans have a $0 premium.

• Out-of-pocket maximum - The most you pay for covered health care services during your plan’s calendar year. All of your Medicare-covered expenses go toward this maximum.

Compare Medicare Advantage plan benefits and features

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