Pay Bills AutomaticallyYour Wells Fargo credit card makes bill paying easier and more secure. It’s fast, safe, and, best of all, there's no extra charge. You don’t have to sign up through Wells Fargo — just contact your service providers and provide them with your Wells Fargo credit card information to set it up. Show
Chip TechnologyA Wells Fargo credit card with chip technology offers broader acceptance internationally and better protection against counterfeit fraud when used at chip-enabled terminals. Balance transfersYou could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo credit card. You might also be able to lower your overall monthly payments and turn multiple bills into one easy payment. Balance transfer fees may apply. A balance transfer can give you the flexibility to:
If you already have a Wells Fargo credit card, sign on to the Wells Fargo Credit Card Service Center and select Request Balance Transfer to see if you have an offer. If you don’t have a Wells Fargo credit card yet, learn more about all our credit card products and you can request to transfer a balance when you apply. All credit cards are subject to credit qualification. AlertsWith alerts, it’s easy to stay informed about your eligible Wells Fargo credit card accounts. You can sign up for alerts that you want to receive via email, text, or push notification. Alerts can be sent when:
You can add new alerts or change your preferences anytime. How can alerts help you?
What alerts are available?Get quick text or email notifications for:
Already have online access to your accounts? Sign on to Wells Fargo Online and go to Manage Alerts. If you haven't signed up yet, you'll need online access to an eligible Wells Fargo account and a valid email address. Enroll now for Wells Fargo Online. My Spending Report with Budget WatchCreate a budget, take control of your spending, and track your progress toward your financial goals with Wells Fargo's online money management tool.
If you already have an account and are enrolled in Wells Fargo Online®, simply sign on and go to My Money Map through Plan & Learn to get started. Zero Liability ProtectionYour Wells Fargo Credit Card comes with Zero Liability protection at no extra cost. Your credit card has built-in protection features to help ensure you won’t be held responsible for any unauthorized transactions as long as you report them promptly. Overdraft ProtectionHelp protect yourself against unexpected overdrafts and bounced checks by linking your Wells Fargo credit card to your Wells Fargo checking account. Once you sign up for this service, if you happen to spend more than you have in your checking account, we’ll automatically make up the difference with an advance from the available credit on your Wells Fargo credit card account. Overdraft Protection is an optional service we provide. For the service to take effect you will need to enroll. You're only charged for Overdraft Protection when you use it. To sign up for Overdraft Protection, you’ll need a Wells Fargo credit card and a Wells Fargo checking account. Already have both? Sign on to the Wells Fargo Credit Card Service Center and select Overdraft Protection. If you do not have a Wells Fargo credit card yet, you can enroll by checking the Overdraft Protection box when you apply for a card. Learn more about our credit cards. All credit cards are subject to credit qualification. Cellular telephone protectionPay your monthly cell phone bill with your eligible Wells Fargo Consumer credit card and you'll get up to $600 protection (subject to a $25 deductible). Eligible cell phones are protected against damage or theft, however coverage does not include cell phones that are lost. Call your cellular provider (or log on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for the Cellular Telephone Protection benefit; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer credit card to get up to $600 protection. Monitoring for fraudWe help protect your account from fraud by regularly reviewing your account for unusual activity. We offer a variety of ways to make your credit card payment — online, by mail, and by phone. Compare your options below. Automatic and online payment options
To make credit card payments by mail:Please include your credit card account number on your check. Regular mail: Wells Fargo Card Services Express mail: Lockbox Services 51193 To make credit card payments by phone:Call 1-800-TO-WELLS (1-800-869-3557) 24 hours a day, 7 days a week. How do I check the status of my Wells Fargo credit card?Go to your Application Status sign on page, select Access Code from Email, and then Resend Access Code. Enter your email address and select Continue. Your Access Code will be sent to you in an email. You can then access the Application Status page by selecting View Your Application and entering your Access Code.
How do I check the status of my credit card application?All major credit card companies allow applicants to check their status by calling the main customer service line and following the prompts. Most major issuers – including American Express, Bank of America and Citibank – also offer a way to check your credit card application status online.
How long does it take to get accepted by Wells Fargo credit card?Once you apply online you will receive an application ID and a phone number you may call to check the status of your application if you are not instantly approved. If you are not instantly approved, we will mail you a credit decision within 5 to 7 business days.
Does Wells Fargo credit card give instant approval?Wells Fargo does offer the possibility of instant approval on its credit cards, though. That means an applicant could receive a decision within minutes of submitting the application. After that, it takes about 7 to 10 business days for the card to arrive. Wells Fargo does not offer the option to get expedited delivery.
|