Navy federal credit union high yield savings account

Navy Federal Credit Union provides money-saving products for military members and their families, including competitive CD rates, money market accounts, and savings accounts. This guide will compare Navy Fed’s interest rates to CD rates from the USA’s top banks.

Earn The Highest Interest Rates On Savings Today

Fixed annuities are almost identical to Certificates of Deposit (CDs) accounts and provide higher interest rates and penalty-free withdrawals for income.

TermInsurance CompanyInterest Rate
N/A SaveBetter Money Market 3.00%
12 Months SaveBetter CD 3.20%
14 Months Sallie Mae (No-Penalty CD) 3.30%
24 Months Oceanview Fixed Annuity 3.80%
36 Months Canvas Fixed Annuity 5.25%
48 Months Oxford Fixed Annuity 4.50%
60 Months Canvas Annuity 5.15%
72 Months Oceanview Annuity 4.80%
*Fixed annuities are only for saving money to use in retirement.

Disclaimer: This is a review. The Annuity Expert is not associated with a bank or credit union. However, fixed annuities are sold at most financial institutions. We aim to help you find the highest interest rates for your retirement savings. We may receive a small referral fee if you purchase something using a link in this article.

Compare Fixed Annuity Rates

Find the highest interest rates for your savings ranging from 2 to 10 years.

Compare CD Rates From 423 Banks And Credit Unions

Find the highest interest rates for your savings ranging from 3 months to 5 years.

3 Month CD Rates

The following banks and credit unions have the highest CD rates for 3 months.

Best 3-Month CD RatesRateTermMinimum
Synchrony Bank 1.75% APY 3 Months $0.00
Popular Direct 1.75% APY 3 Months $10,000.00
TIAA Bank 1.20% APY 3 Months $1,000.00
TotalDirect Bank 2.00% APY 3 Months $25,000.00
Bethpage Federal Credit Union 1.75% APY 3 Months $50.00
Merrick Bank 2.45% APY 3 Months $25,000.00
Chevron Federal Credit Union 2.15% APY 3 Months $500.00
Spectrum Federal Credit Union 2.15% APY 3 Months $500.00

6 Month CD Rates

Best 6-Month CD RatesRateTermMinimum
CommunityWide FCU 3.25% APY 6 Months $1.000.00
Quontic Bank 1.70% APY 6 Months $500.00
PenFed Credit Union 1.70% APY 6 Months $1,000.00
NASA Federal Credit Union 3.55% APY 9 Months $1,000.00
Synchrony Bank 2.50% APY 6 Months $0.01
Live Oak Bank 2.75% APY 6 Months $2,500.00
First Internet Bank of Indiana 2.63% APY 6 Months $1,000.00
Popular Direct 2.45% APY 6 Months $10,000.00
Merrick Bank 3.10% APY 9 Months $25,000.00
TAB Bank 3.05% APY 9 Months $1,000.00

1 Year CD Rates

The following banks and credit unions have the highest CD rates for 12 months.

Best 12-Month CD RatesRateTermMinimum
CommunityWide FCU 3.25% APY 12 Months $1,000.00
Bread Savings 3.60% APY 12 Months $1,500.00
First National Bank of America 3.25% APY 12 Months $1,000.00
PenFed Credit Union 3.15% APY 12 Months $1,000.00
Marcus by Goldman Sachs 3.00% APY 12 Months $500.00
Popular Direct 3.20% APY 12 Months $10,000.00
Synchrony Bank 3.15% APY 12 Months $0.00
Alliant Credit Union 3.10% APY 12 Months $1,000.00
LendingClub Bank 3.00% APY 12 Months $2,500.00
Merrick Bank 3.60% APY 12 Months $25,000.00
Discover 3.00% APY 12 Months $1,000.00
Barclays 3.05% APY 12 Months $0.00
State Bank of Texas 3.85% APY 12 Months $25,000.00
USAlliance Financial 3.75% APY 12 Months $500.00
Rising Bank 3.70% APY 12 Months $1,000.00

2 Year CD Rates

The following banks and credit unions have the highest CD rates for 24 months.

Best 2-Year CD RatesRateTermMinimum
Bread Savings 3.75% APY 24 Months $1,500.00
Synchrony Bank 3.40% APY 24 Months $0.01.00
First National Bank of America 3.30% APY 24 Months $1,000.00
Pentagon Federal Credit Union 3.50% APY 24 Months $1,000.00
Marcus by Goldman Sachs 3.10% APY 24 Months $500.00
Merrick Bank 3.70% APY 24 Months $25,000.00
Signature Federal Credit Union 4.00% APY 23 Months $500.00
Rising Bank 3.80% APY 24 Months $1,000.00
American Heritage Credit Union 3.75% APY 24 Months $500.00

3 Year CD Rates

The following banks and credit unions have the highest CD rates for 3 years.

Best 3-Year CD RatesRateTermMinimum
Quontic Bank 3.00% APY 36 Months $500.00
Bread Savings 4.00% APY 36 Months $1,500.00
Pentagon Federal Credit Union 3.60% APY 36 Months $1,000.00
Synchrony Bank 3.50% APY 36 Months $0.01%
First National Bank of America 3.40% APY 36 Months $1,000.00
Marcus by Goldman Sachs 3.15% APY 36 Months $500.00
Limelight Bank 3.30% APY 36 Months $1,000.00
Alliant Credit Union 3.30% APY 36 Months $1,000.00
Quorum Federal Credit Union 4.00% APY 30 Months $1,000.00
Merrick Bank 3.75% APY 36 Months $25,000.00
Discover 3.15% APY 36 Months $2,500.00
Barclays 3.20% APY 36 Months $0.00
American Heritage Credit Union 4.05% APY 30 Months $500.00

4 Year CD Rates

The following banks and credit unions have the highest CD rates for 4 years.

Best 4-Year CD RatesRateTermMinimum
Bread Savings 4.15% APY 48 Months $1,500.00
NASA Federal Credit Union 3.85% APY 49 Months $10,000.00
PenFed Credit Union 3.50% APY 48 Months $1,000.00
Synchrony Bank 3.50% APY 48 Months $0.01
First National Bank of America 3.45% APY 48 Months $1,000.00
Marcus by Goldman Sachs 3.20% APY 48 Months $500.00
Merrick Bank 3.75% APY 48 Months $1,000.00
American Heritage Credit Union 4.00% APY 48 Months $500.00

5 Year CD Rates

The following banks and credit unions have the highest CD rates for 5 years.

Best 5-Year CD RatesRateTermMinimum
Bread Savings 4.25% APY 60 Months $1,500.00
Popular Direct 3.55% APY 60 Months $10,000.00
Synchrony Bank 3.61% APY 60 Months $0.00
PenFed Credit Union 3.60% APY 60 Months $1,000.00
Connexus Credit Union 3.01% APY 60 Months $5,000.00
First National Bank of America 3.55% APY 60 Months $1,000.00
Marcus by Goldman Sachs 3.30% APY 60 Months $500.00
Alliant Credit Union 3.60% APY 60 Months $1,000.00
MYSB Direct 3.75% APY 60 Months $500.00
Discover 3.30% APY 60 Months $2,500.00
Barclays 3.50% APY 60 Months $0.00
American Heritage Credit Union 4.00% APY 60 Months $500.00

Next Steps

In conclusion, NFCU CD rates are an excellent option for those looking for a good interest rate. However, comparing the different rates other banks offer is essential to finding the best option for you. Contact us today for a quote, and we would be happy to help!

Navy federal credit union high yield savings account
Navy federal credit union high yield savings account

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Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

Navy federal credit union high yield savings account

Does Navy Federal Credit Union have high

A money market account is a high-yield savings account that offers a higher interest rate, or annual percentage yield (APY). With Navy Federal Credit Union, you can start to earn dividends in an MMA with a minimum balance of $2,500.

What is the yield for Navy Federal savings account?

Get started with our basic savings account and earn 0.25% APY 1 with the flexibility to withdraw anytime.

What is the highest yielding savings account right now?

Best High-Yield Savings Account Rates.
Fitness Bank - 3.50% APY*.
North American Savings Bank - 3.04% APY*.
CFG Bank - 2.90% APY..
DollarSavingsDirect - 3.01% APY..
UFB Direct - 3.01% APY..
Northpointe Bank - 2.95% APY..
Bread Savings - 2.90% APY..
Valley Direct - 2.85% APY..

What credit union has the highest APY?

La Capitol Federal Credit Union, Choice Checking - 4.25% APY This is the highest-APY nationwide checking account that we've found. But with its limited balance threshold, it's best for customers who keep relatively minimal funds on hand.