Visa prepaid card balance bank of america

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KNOWLEDGE BASE

Gift card recipients can review their current balance online by logging into their account on the usbankmyaccount.com home page.
In addition, the gift recipient can call customer service at 877-693-2899 (we accept relay calls) to receive balance and transaction information.

Contact us

We pay benefits using a prepaid debit card, a convenient and secure way for you to access your benefits.

Starting May 18, 2022, we're issuing new debit cards from Money Network/My Banking Direct.To find out what to do with a current Bank of America prepaid debit card, click here.

Step 1: Check Your Mail

Once your application is approved, you'll be mailed a Money Network/My Banking Direct prepaid Visa debit card in a plain envelope with an Omaha, NE return address. Click here to check the status of your application and see when a payment has been made. Benefit payments are available from your debit card within two business days of the payment date.

Visa prepaid card balance bank of america

Step 2: Already Have a Card? Get it Ready

The Money Network/My Banking Direct debit card expires four years from the issue date, as indicated on the front of the card. Don't throw it away after you stop receiving benefits! We can issue benefits for future claims on this same card.

If your debit card is stolen, or becomes lost or damaged, immediately call Money Network/My Banking Direct at 888-292-0059. There is one free replacement per calendar year. Additional replacement cards cost $10 each.

Step 3: Activate Your Card & Get Your Money

The Department of Labor and Workforce Development only processes benefit payments. We do not directly issue or administer the debit card account.

Contact My Banking Direct toll-free at 888-292-0059 or visit mbd.everywherepaycard.com to:

  • activate your card
  • check your balance
  • transfer funds from your debit card account to your personal savings or checking account
  • report a lost or stolen debit card
  • change or reset your PIN
  • get more information about your debit card, including any transaction fees that may apply

Your debit card can be used everywhere VISA debit cards are accepted: in stores, online, and to make purchases by mail or phone. There are no bank fees when you use your card for purchases from a merchant. You can get cash from thousands of ATM’s nationwide and from tellers at any bank or credit union that accepts VISA, but some may charge a fee for use.

Looking for ATMs?
Download the Money Network mobile app (for Apple and Android devices) and click Find Surcharge-Free ATM to enter your ZIP code.

Want to transfer funds to your primary banking account?
Download the Money Network mobile app (for Apple and Android devices) and go to Move Money Out > Send Money to External Bank Account.

REMEMBERDo not discard your debit card after your claim has ended. It is valid for four years from the date of issue. Any Unemployment, Temporary Disability or Family Leave Insurance benefits you are entitled to during that time will be applied the debit card you originally received.

Was your claim routed to Disability During Unemployment (DDU) or Family Leave During Unemployment (FLDU) for processing? If you received Unemployment Insurance benefits with direct deposit to your checking or savings account within the last 28 days, this option will remain in effect for your DDU or FLDU claim. Your DDU/FLDU benefit payment will continue to be deposited directly to that account. If it has been more than 28 days since your last Unemployment Insurance benefit payment, your payment method will revert back to the debit card originally issued to you by the Division of Unemployment Insurance.

Still have questions about your debit card? Check out our Debit Card FAQ here.

Highlights
Community Rating Mostly not recommended
Signature Purchase Transaction Fee $0
PIN Purchase Transaction Fee $0
Monthly Fee Up to $4.95
Card Reload Fee N/A
Number of Reviews 22

Bank of America CashPay Prepaid Visa Review

The Bank of America CashPay Prepaid Visa is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Bank of America CashPay Prepaid Visa does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Bank of America CashPay Prepaid Visa Pros & Cons

The GoodThe Bad
  • Free in-network ATM withdrawal
  • There is no fee for loading your card
  • Charges a monthly maintenance fee of up to $4.95.

Bank of America CashPay Prepaid Visa FAQ

Who issues Bank of America CashPay Prepaid Visa?

Bank of America CashPay Prepaid Visa is issued by Bank of America, which is based in Charlotte, NC and was founded in 1784.

What fees does Bank of America CashPay Prepaid Visa charge?

Bank of America CashPay Prepaid Visa charges a monthly fee of up to $4.95.

Bank of America CashPay Prepaid Visa Prepaid Card Fees

Description
Card Replacement Fee $3
Close Account Fee $0
Free In-Network ATM Withdrawal?
No Monthly Service Fee with Direct Deposit?
No PIN Purchase Transaction Fee?
No Signature Purchase Transaction Fee?
Signature Purchase Transaction Fee $0
PIN Purchase Transaction Fee $0

How Much Does Bank of America CashPay Prepaid Visa Cost?

Notice this card charges a monthly maintenance fee of up to $4.95.

However, you can avoid the monthly maintenance fee if you set up a direct deposit to your prepaid card.

Does Bank of America CashPay Prepaid Visa charge an activation fee?

Bank of America CashPay Prepaid Visa does not charge an activation fee.

What is the daily ATM withdrawal for Bank of America CashPay Prepaid Visa?

Bank of America CashPay Prepaid Visa has a daily ATM withdrawal limit of $1,000.

What is daily direct deposit limit for Bank of America CashPay Prepaid Visa?

Bank of America CashPay Prepaid Visa sets a daily direct deposit limit of $1,500.

What is the Card Replacement Fee for Bank of America CashPay Prepaid Visa?

You will need to pay $3, if you need a card replacement.

What is the Maximum Balance for Bank of America CashPay Prepaid Visa?

The maximum balance you can have on Bank of America CashPay Prepaid Visa is $5,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Bank of America CashPay Prepaid Visa

  • Visit the Bank of America website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Bank of America

How do I check my Visa gift card balance online?

How do I use my Visa Gift Card online? You can use your card for online purchases by entering the card number, expiry date and the 3 digit code (CVV) found on the back of the card. Occasionally websites will ask for the name on the card, in these instances simply insert “Gift Card” in the field provided.

Can I check my card balance online?

Nearly every bank or card issuer has an online portal that cardholders can access either on a computer or via phone. Simply create an account with your card issuer's website and log in anytime to check the balance, make a payment, ask a question or access support.

Is Bank of America a prepaid card?

With the Bank of America Commercial Prepaid Card, you can purchase goods and services, make purchases online, or pay bills. Get instant access to your funds 24 hours a day, 7 days a week anywhere Visa or Mastercard is accepted. No need to walk around with large amounts of cash.

Is there an app for Bank of America prepaid card?

Meet the perfect companion for your card. Your Bank of America card gets even better with the BofA Prepaid mobile app. You will be prompted to create a new user profile for the app. Learn more about app set up. For app FAQs.