BBB Business Profiles may not be reproduced for sales or promotional purposes. Show BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. As a matter of policy, BBB does not endorse any product, service or business. Protect Your Credit With Fraud AlertsHas your personal financial information fallen into the wrong hands? If so, you can take steps to reduce at least some of the harm it can cause. You have the legal right to attach a fraud alert to your credit file, which warns credit issuers that your personal data has been – or may have been – illegally accessed. Before issuing a new loan or line of credit, creditors are advised to verify your identity and gain your approval. The benefits If you choose the Extended Alert that lasts seven years, you won’t be receiving credit pre-approval letters for a long time. Once filed, your name will be removed from credit marketing lists (of course this can also be a disadvantage if you do want all the credit offers). If you choose the Initial Alert that lasts 90-180 days, you don’t receive this service. The drawbacks How to add the alert TransUnion Equifax Experian You will have to provide them with all of your identifying information as well as a phone number where you can be reached. You do not need to call each of the bureaus to place separate alerts. Data is shared, so your request will be automatically extended to the other bureaus. The same is true of removing the alerts, which can be done easily at the website of one of the bureaus. Credit freezes – the extra step The damage that identity thieves can cause by opening fraudulent accounts in your name can be severe, so take steps to keep your personal and financial information private. Be sure to review each of your credit reports at least annually (from the centralized service set up by the bureaus: (www.annualcreditreport.com or 1-877-322-8228) and look for evidence of any wrongdoing. If you do notice something amiss, take immediate and strong action! How do I contact Langley Federal Credit Union?If you would like speak with a Langley representative, please call 757-827-5328 or 800-826-7490. For additional contact information, please visit langleyfcu.org/contact.
How much money can I withdraw from Langley Federal Credit Union?- Maximum ATM and POS transactions of $1,000.00 per day. Your daily withdrawal limit is established by Langley Federal Credit Union and may be increased or decreased at any time.
What credit score does Langley Federal Credit Union use?Your FICO® Score is an important indicator of your financial health. It is used by Langley, other financial institutions, and businesses when you apply for loans, an apartment, insurance, or even a job.
Does Langley let you overdraft?Under our standard overdraft practices: We will charge you a fee of $ each time we pay an ATM or debit card transaction overdraft. There is no limit on the total fees we can charge you for overdrawing your account.
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