How many miles per month should i drive

It isn’t a secret that driving is an integral part of our identity. And the average miles driven per year denote the number of miles you’ve driven throughout a year. Is it that important to know the average miles driven per year? Yes, because that determines how much you use your car! 

What other factor makes average car mileage important? The annual average miles per year significantly impact the insurance premium you pay. The insurance rate is decided based on the average car mileage. The more you drive, the chances are high that you get involved in an accident and need to file a claim. So, the greater your annual mileage, be ready to pay a higher premium!  

To keep the insurance rates low and know more about your driving ways, you must understand in detail about annual mileage. Our blog has all covered on average miles driven per year.  

• What are the average miles driven per year?  
• What is car mileage? 
• How does average annual mileage affect insurance rates? 
• Low mileage: What do insurance companies consider? 
• How many miles can a car last? 
• How many miles is a lot for a car? 
• Average miles driven per year: Some quick info 

Average miles per year indicate the number of miles drivers travel every year. According to Federal Highway Administration (FHWA), the average miles driven per year comes around 14,263 miles. So, a person drives an average of around 1,200 miles per month. People depend on their cars as public transportation systems differ by location. Many of us travel by car to go to work, school, or recreation due to the lack of proper public transportation systems.  

The country’s average car mileage per year has decreased since the pandemic. But, there has been a surge in the fatal accident rates! The average mile per year can give you the following info. 

• About your driving habits when compared to other drivers.  
• How much the driver uses the car. 
• You can get an idea if you qualify for a low-mileage insurance discount.  

What is car mileage? 

Car mileage is the total miles traveled in a certain period or the average distance a car travels using a specific fuel quantity. It is challenging to calculate the average mileage for a car as it varies with each vehicle.  

How does average annual mileage affect insurance rates? 

Your annual mileage directly impacts your car insurance cost. Drivers who travel more may file an insurance claim than occasional drivers who are less likely to be involved in an accident. The insurance companies decide your premium based on the average miles driven per year and other factors like age and experience. 

It’s always good to calculate the exact mileage based on the miles you drive. When you file a claim after an accident, the insurer will come to know about the car’s mileage. Some cases require odometer readings too. Some carriers will do a random mileage check to prevent fraud when the figures come below the average number of miles.  

Low mileage: What do insurance companies consider? 

Driving around 10,000 miles per year or less is considered low mileage by insurance companies. Most companies offer you good discounts if you drive under 7,000 miles a year. Always check with your insurance company to see what mileage category you fall into to get an insurance rate reduction. Mostly, infrequent drivers pay lower insurance rates due to lower average annual mileage.  

Low mileage car insurance electronically tracks miles either with a telematics device installed in your car or via a mobile app. This type of insurance has a flat monthly rate and a small fee per mile. The insurance companies decide what qualifies as low mileage. The rate discounts differ by state, but you can expect around 3 percent savings on insurance rates with lower annual average miles.  

How many miles can a car last? 

Standard cars these days can last up to around 200,000 miles. But, electric cars may last around 300,000 miles. However, it solely depends on the vehicle, and many car models last longer. Doing thorough research and selecting a better-built car will result in you owning one that lasts for an extended period. 

How many miles is a lot for a car? 

Driving the car for around 12,000-15,000 miles is considered average car use. A car that covers more than 100,000 is said to have ‘high mileage.’ You can drive your car for more than 200,000 miles with proper regular maintenance.  

Average miles driven per year: Some quick info 

• The average annual mileage differs by state. Auto insurance companies use the average mileage in your state to evaluate risk. 
• It is challenging to calculate the average mileage for a car as it varies with each vehicle.  
• The more you travel, the more you have to pay for car insurance. You need to pay lower insurance rates if you’re an infrequent driver.  
• Insurance companies also consider age to evaluate the driver’s risk and experience. As younger drivers may take more risks, they need to pay higher insurance rates. But, the companies also check how much the younger drivers travel.  
• According to FHWA, Wyoming (24,069 miles), Mississippi (19,966 miles), New Mexico (19,157 miles), Missouri (18,521 miles), Georgia (18,334 miles) are the states with higher average miles per year. District of Columbia (7,013 miles), Rhode Island (9,961 miles), New York (10,167 miles), Washington (10,949 miles), Alaska (11,111 miles) are the states with the least average miles per year.  

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