Commonwealth credit union mobile deposit funds availability

Customer Identification Policy
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who open an Account. Identity verification also helps protect you and us from identity fraud.

What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Children's Online Privacy Policy

Commonwealth Credit Union does not knowingly collect, nor is our Web site designed or directed, to use personal information from children under the age of 13 without containing verifiable consent from their parents. Should a child whom we know to be under the age of 13 send personal information to us, we will only use that information to respond directly to that child, seek parental consent or provide parental notice.

Additional Policies & Disclosures
Funds Availability Disclosure

Important Security Information
Commonwealth Credit Union wants to ensure the protection of your personal and Account information.

Please note:

• Commonwealth Credit Union will not ask you to submit personal or Account information via email.
  
• For your protection, any email sent from Commonwealth Credit Union including member service emails or email alerts will require that you successfully login to our published secure website before entering any personal information.
  

• If you ever receive an email appearing to be from Commonwealth Credit Union that asks for personal information such as your Account Number or Social Security Number, do not respond to the email. Please notify us immediately at our published number.

Responding to E-Mail and Internet-Related Fraudulent Schemes

• The number one rule….don’t respond! Call or contact Commonwealth Credit Union and let us know of the unusual email.

We make sure our technology is user-friendly

First-class service. You'll get that any time you walk into any Commonwealth Credit Union branch. And you'll also get it every time you log onto our website, open our app, or call us on the phone.

ACCESS WHEN YOU NEED IT

ONLINE BANKING

Click above or on the orange SECURE LOGIN button in the top right corner of your screen.

MOBILE BANKING

CCU Mobile and CCU Card Monitor + make it easy to manage and stay in control of your money.

Online Banking

Handle financial matters early in the morning, late at night, or during a few spare minutes in your busy day. With 24/7 Online Banking, we operate on your schedule - not the other way around.

• View account balances in real time
  
• Review recent transactions
  
• Make fast payments with Online Bill Pay 
  
• Transfer funds between accounts
  
• Apply for loans
• Order checks
  
• Sign up for notifications that alert you to significant account activity
  
• Access Everyday Rewards
  
• Accept pre-approved offers
• Review your budget - and spending and savings trends - with Sprout Financial Manager

Mobile Banking

You can also manage your money from anywhere your day takes you with our free mobile app, CCU Mobile. Pay bills, deposit checks, transfer money, monitor activity, and much more from your smartphone or tablet. 

Tellie

No waiting on hold. No elevator music. When you use our automated phone banking service, you'll always get a direct connection to your accounts.

To access the "Tellie" 24-Hour Phone Teller, call 1-(502)-564-5463 or 1-(800)-435-5463.

eStatements

When you sign up for eStatements, you can easily access account details while enjoying better security and reducing paper use.

• Receive an email when your statement is available to view
  
• Statements stored and accessible to you for 24 months
  
• Download format is compatible with Microsoft Money and Quicken
  
• Print out your statement if you would like a "hard" copy

To sign up for eStatements:

• Sign into your Online Banking account
  
• Click on the tab that says "eStatements"
  
• Read the Consent Agreement and then click “I Agree”

Account-to-Account Transfers 

Many of our members also do business at other financial institutions. So we've made it easier to transfer funds between your Commonwealth Credit Union accounts and those at other banks or credit unions. You'll find our Account -to-Account service within Online Banking. Just click the "Set Up New Accounts" button, provide information about your outside accounts, and start transferring funds.

NATIONWIDE ATMS

Over 389,000 surcharge free ATMs nationwide!

Access to cash when you need it - thanks to our partnerships with the Allpoint, Alliance One, and CULIANCE, and CO-OP Networks.

How to Set Up Online and Mobile Banking

Let us walk you through setting up your online and mobile banking experience!

Commonwealth Credit Union is a full-service, not-for-profit financial institution with branches throughout Kentucky, serving as the official credit union of the University of Louisville.

Don't leave home without your

Wallet!

We understand how important it is to be able to pay when you're on the go - without having to worry if your purchase is secure or not. You can use your Commonwealth Credit Union cards with Apple Pay, Samsung Pay, and Google Pay.

How long does it take a check to clear with Commonwealth Credit Union?

How long does mobile deposit Take Commonwealth Credit Union?

How soon are funds available after mobile deposit?

How long does a mobile deposit Take First Commonwealth Bank?