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There’s no way it’s that easy, right?We made a video of an actual check deposit. See all 24 seconds for yourself.
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Transfers, deposits, Bill Pay, cash withdrawals, and more Deposit a Check from MobileUse mobile check deposit to easily deposit checks from anywhere using the mobile banking app. Rather watch how it's done instead? Check out the video tutorial.
A portion of your funds may be immediately available; however, we may place a hold on the funds if we require further review of the deposit. You’ll receive an email receipt for the deposit and if any adjustments are required, a follow-up confirmation email will be sent. Tips:
Deposit Cash at an ATMAll Affinity Plus branch locations have a deposit-taking ATM. No envelope is needed, you just need your Affinity Plus debit card. You can also use our ATM Finder to find the nearest ATM within our network that accepts deposits. To deposit cash:
Deposit Checks at an ATMAll Affinity Plus branch locations have a deposit-taking ATM. No envelope is needed, you just need your Affinity Plus debit card. You can also use our ATM Finder to find the nearest ATM within our network that accepts deposits. To deposit your check(s):
Direct DepositTo set up direct deposit to your Affinity Plus account, here’s the information you’ll need to provide.
If you need a form from us with this information, please send us a secure message or start a live chat. Get Cash from ATMsThere's no surcharge fee when you use your Affinity Plus debit card at an Affinity Plus ATM or at an ATM within our network (MoneyPass, CO-OP and SUM). Transactions made outside of our network may be subject to third-party fees. Make a Domestic Wire TransferOur outgoing domestic wire transfer fee is $15. And please note that the receiving institution may also charge their own fee. If this is your first wire transfer with us, please contact us and let a member advisor help! If you've sent a wire transfer from Affinity Plus before, you can fill out a Domestic Wire Transfer Request form in online banking only (not the mobile app). You can also access this form from online banking's Contact screen. Select Domestic Wire Transfer on the left, then fill out and submit the form.
Make an International Wire TransferOur outgoing domestic wire transfer fee is $40. And please note that the receiving institution may also charge their own fee. If this is your first wire transfer with us, please contact us and let a member advisor help! If you've sent a wire transfer from Affinity Plus before, you can fill out an International Wire Transfer Request form in online banking only (not the mobile app). You can also access this form from online banking's Contact screen. Select International Wire Transfer on the left, then fill out and submit the form. Receive a Wire TransferOur incoming wire transfer fee is $10. To receive funds through a wire transfer, you'll need to provide the following information:
Transfer Between AccountsTransfers between your accounts within the same membership can be scheduled for immediate, future, or recurring. There aren't date restrictions (weekends or federal holidays) for internal transfers. You'll only be able to select the accounts which allow transfers. For example, you cannot transfer from a WINcentive™ Savings, so it won't be available as a transfer FROM account in the Transfer Money screen. Transfer to an Outside AccountTransfers to accounts outside of Affinity Plus, external accounts, can be scheduled or can be set up as recurring. External transfers usually process within 2–3 business days, excluding weekends and federal holidays. Want to watch a tutorial of the process? Check out the transfers video. Set up an External Account External accounts are set up from Move Money from either the mobile banking app or the online banking website. This processes uses micro deposits to verify accounts, so it can take 1-2 business days to get an external account set up. Once the account is set up it will stay in your list of accounts to transfer to. Use Bill PayBill Pay is a service provided in the mobile banking app and online banking. There isn't a fee to use this service. How it WorksPayments made through Bill Pay are sent directly to your payee, and done so electronically when possible. Most companies across the U.S. can receive electronic payments, but if the payee CAN’T receive them, a paper check is mailed to the address you provide. Bill Pay TimingAt the time you're making the payment, you'll select the Deliver By date, and the calendar will automatically display the earliest possible date for this the payee. For electronic payments, this is typically 1 – 3 business days; for check payments, it's typically 3 – 5 business days. How to Use Bill PayIf you’re new to the service, you’ll be taken through the enroll process the first time you access Bill Pay. Mobile Banking App For a walk-through of bill pay on mobile, check out the video tutorial. Online Banking How much can you mobile deposit at Affinity Plus?Maximum daily deposit limits: $5,000 per day. Limits above $5,000 available upon request1. Funds availability: Deposits successfully submitted by 4:00 pm ET, Monday – Friday that is not a federal holiday, will be available after 6:30 pm ET the same business day2.
How long does mobile deposit take?Mobile deposits can clear in just a few minutes, but it's best to expect about one business day. And by following a couple of quick checkpoints, you can avoid any hitches that could cause a delay. Because in today's impatient world, there's no need to wait much to get access to your money.
How do I deposit a check on my Affinity Plus app?Log in to your Affinity mobile banking app and select “Check Deposit” from the menu bar. Choose the account that you want to deposit your check to. Enter the amount and be sure it matches the amount written on your check. Sign the back of your check and write, “For Mobile Deposit Only.” This step is very important!
What app lets you cash checks instantly?With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere. Get your money in minutes in your bank, prepaid card and PayPal accounts.
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