Principles of risk management and insurance 12th edition

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Key Conclusions: - Auto insurance premium costs in provinces with government auto insurance monopolies tend to be higher than observed in private sector, competitive markets - From 2007 to 2009, auto insurance has been most costly and least affordable in British Columbia, Ontario, Manitoba, and Saskatchewan—three of which are provinces with government-run auto insurance monopolies. Auto insurance premiums have been consistently most affordable in Alberta, Newfoundland & Labrador, Nova Scotia, Prince Edward Island, and New Brunswick, where auto insurance is delivered in a regulated, competitive, private-sector insurance market. - In 2009, Ontario was the province with the least affordable auto insurance. Regulatory severity and insurance fraud have led to higher claim costs per passenger vehicle. - Of the four provinces that each have a public auto insurer, Quebec has consistently ranked best on insurance costs, and in 2009 had the lowest average auto insurance premium of all the provinces. Two factors contribute to this performance: the limitation of the public monopoly to bodily injury claims coverage and less severe regulations than the other three provinces.

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Principles of Risk Management and Insurance - 12th edition

ISBN13: 9780132992916

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Summary

For undergraduate courses in Risk Management and Insurance.

Complete and current coverage of major risk management and insurance topics.

Principles of Risk Management and Insurance is the market-leading text for this course, ideal for undergraduate courses and students from a mix of academic majors. Focusing primarily on the consumers of insurance, this text blends basic risk management and insurance principles with consumer considerations.

Other Editions of Principles of Risk Management and Insurance

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Summary

For undergraduate courses in Risk Management and Insurance.

Complete and current coverage of major risk management and insurance topics.

Principles of Risk Management and Insurance is the market-leading text for this course, ideal for undergraduate courses and students from a mix of academic majors. Focusing primarily on the consumers of insurance, this text blends basic risk management and insurance principles with consumer considerations.

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Summary

For undergraduate courses in Risk Management and Insurance.

Complete and current coverage of major risk management and insurance topics.

Principles of Risk Management and Insurance is the market-leading text for this course, ideal for undergraduate courses and students from a mix of academic majors. Focusing primarily on the consumers of insurance, this text blends basic risk management and insurance principles with consumer considerations.

Other Editions of Principles of Risk Management and Insurance