No credit buy here pay here near me

Are you looking for a high-quality, affordable used car? 
Do you have credit challenges? Whether you’re a first-time buyer or are looking to rebuild your credit, the incredible OKCarz No Credit Finance Program may be the perfect solution for you!

Regardless of your history, your credit is OK with us!
• Bankruptcy • Foreclosure • Repossessions • Bad credit • Slow Credit • No Credit
It’s OK!


With our Buy Here Pay Here financing, not only can you purchase a vehicle from one of our 8 Central Florida Dealerships, but all your financing is handled through our very-own, government-regulated finance company; Mid-Florida Financing!

Unlike average Buy Here Pay Here lots that only care about selling as many cars as possible, our primary focus at OKCarz is helping our customers get on the road and build or rebuild their credit!

Take your pick of dealerships in Bradenton, Brandon, Lakeland, St. Petersburg, North Florida Ave in Tampa, North Dale Mabry in Tampa, South Semoran Blvd. in Orlando or West Colonial Dr. in Orlando, and our team will bend over backward to make your dreams reality!

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6 DFW Locations

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6 DFW Locations

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6 DFW Locations

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Make Appointment

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6 DFW Locations

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Make Appointment

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6 DFW Locations

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Make Appointment

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6 DFW Locations

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Make Appointment

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6 DFW Locations

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Make Appointment

We Make it Easy to Get Approved

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We Make it Easy to Get Approved

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6 DFW Locations

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We Finance

  • In-House Financing - No Banks
  • Approvals as fast as 5-mins
  • Credit score is not important
  • Applying won't hurt your score
  • No driver's license required

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Search Car

Find your Car

  • Down Pmnts as low as $500
  • Hundreds of vehicles in stock
  • Late model, low mile vehicles
  • Luxury brands
  • 24 mth, 24,000 mile ltd warranty

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Sign And Drive

Sign & Drive

  • 6 convenient locations
  • Quick in & out service
  • Online Approvals Available
  • No DL required
  • Modern, Clean Dealerships

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Our Guarantee

  • 24 mth, 24,000 mile ltd warranty
  • 3-Day money back guarantee
  • Excellent Customer Service
  • A+ Rating from BBB
  • Serving Dallas since 1958

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Real People, Real Reviews!

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6 DFW Locations

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Shop Inventory

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6 DFW Locations

Make Appointment

How can I pay my car with no credit?

Where can I shop for an auto loan with no credit?.
Lenders that work with all credit profiles. ... .
Special financing offers. ... .
Credit unions. ... .
Get a co-signer. ... .
Secure a consistent paycheck. ... .
Make a down payment. ... .
Shop around. ... .
Build your credit..

Is it possible to get a car on no credit check?

Unfortunately, lenders cannot strictly offer no credit check car finance to their customers – this helps both the lender and the applicant protect themselves in the situation.

Can you pay a car in full without credit?

Here's an added benefit: Typically, you don't need credit to buy a car with cash. That said, a dealership may try to run your credit score and report, even as part of a cash transaction.

Can I get a car with 500 credit score with no money down?

It's possible to get a car loan with a credit score of 500, but it'll cost you. People with credit scores of 500 or lower received an average rate of 13.97% for new-car loans and 20.67% for used-car loans in the second quarter of 2020, according to the Experian State of the Automotive Finance Market report.