Navy Federal Credit Union provides money-saving products for military members and their families, including competitive CD rates, money market accounts, and savings accounts. This guide will compare Navy Fed’s interest rates to CD rates from the USA’s top banks. Fixed annuities are almost
identical to Certificates of Deposit (CDs) accounts and provide higher interest rates and penalty-free withdrawals for income. Disclaimer: This is a review. The Annuity Expert is not associated with a bank or credit union. However, fixed annuities are sold at most financial institutions. We aim to help you find the highest interest rates for your retirement savings. We may receive a small referral fee if you purchase something using a link in this article. Find the highest interest rates for your savings ranging from 2 to 10 years. Find the highest interest rates for your savings ranging from 3 months to 5 years.Earn The Highest Interest Rates On Savings Today
*Fixed annuities are only for saving money to use in retirement.TermInsurance CompanyInterest Rate N/A
SaveBetter Money Market
3.00%
12 Months
SaveBetter CD
3.20%
14 Months
Sallie Mae (No-Penalty CD)
3.30%
24 Months
Oceanview Fixed Annuity
3.80%
36 Months
Canvas Fixed Annuity
5.25%
48 Months
Oxford Fixed Annuity
4.50%
60 Months
Canvas Annuity
5.15%
72 Months
Oceanview Annuity
4.80%
Compare
Fixed Annuity Rates
Compare CD Rates From 423 Banks And Credit Unions
Popular CD Rates Today
3 Month CD Rates
The following banks and credit unions have the highest CD rates for 3 months.
Synchrony Bank | 1.75% APY | 3 Months | $0.00 |
Popular Direct | 1.75% APY | 3 Months | $10,000.00 |
TIAA Bank | 1.20% APY | 3 Months | $1,000.00 |
TotalDirect Bank | 2.00% APY | 3 Months | $25,000.00 |
Bethpage Federal Credit Union | 1.75% APY | 3 Months | $50.00 |
Merrick Bank | 2.45% APY | 3 Months | $25,000.00 |
Chevron Federal Credit Union | 2.15% APY | 3 Months | $500.00 |
Spectrum Federal Credit Union | 2.15% APY | 3 Months | $500.00 |
6 Month CD Rates
CommunityWide FCU | 3.25% APY | 6 Months | $1.000.00 |
Quontic Bank | 1.70% APY | 6 Months | $500.00 |
PenFed Credit Union | 1.70% APY | 6 Months | $1,000.00 |
NASA Federal Credit Union | 3.55% APY | 9 Months | $1,000.00 |
Synchrony Bank | 2.50% APY | 6 Months | $0.01 |
Live Oak Bank | 2.75% APY | 6 Months | $2,500.00 |
First Internet Bank of Indiana | 2.63% APY | 6 Months | $1,000.00 |
Popular Direct | 2.45% APY | 6 Months | $10,000.00 |
Merrick Bank | 3.10% APY | 9 Months | $25,000.00 |
TAB Bank | 3.05% APY | 9 Months | $1,000.00 |
1 Year CD Rates
The following banks and credit unions have the highest CD rates for 12 months.
CommunityWide FCU | 3.25% APY | 12 Months | $1,000.00 |
Bread Savings | 3.60% APY | 12 Months | $1,500.00 |
First National Bank of America | 3.25% APY | 12 Months | $1,000.00 |
PenFed Credit Union | 3.15% APY | 12 Months | $1,000.00 |
Marcus by Goldman Sachs | 3.00% APY | 12 Months | $500.00 |
Popular Direct | 3.20% APY | 12 Months | $10,000.00 |
Synchrony Bank | 3.15% APY | 12 Months | $0.00 |
Alliant Credit Union | 3.10% APY | 12 Months | $1,000.00 |
LendingClub Bank | 3.00% APY | 12 Months | $2,500.00 |
Merrick Bank | 3.60% APY | 12 Months | $25,000.00 |
Discover | 3.00% APY | 12 Months | $1,000.00 |
Barclays | 3.05% APY | 12 Months | $0.00 |
State Bank of Texas | 3.85% APY | 12 Months | $25,000.00 |
USAlliance Financial | 3.75% APY | 12 Months | $500.00 |
Rising Bank | 3.70% APY | 12 Months | $1,000.00 |
2 Year CD Rates
The following banks and credit unions have the highest CD rates for 24 months.
Bread Savings | 3.75% APY | 24 Months | $1,500.00 |
Synchrony Bank | 3.40% APY | 24 Months | $0.01.00 |
First National Bank of America | 3.30% APY | 24 Months | $1,000.00 |
Pentagon Federal Credit Union | 3.50% APY | 24 Months | $1,000.00 |
Marcus by Goldman Sachs | 3.10% APY | 24 Months | $500.00 |
Merrick Bank | 3.70% APY | 24 Months | $25,000.00 |
Signature Federal Credit Union | 4.00% APY | 23 Months | $500.00 |
Rising Bank | 3.80% APY | 24 Months | $1,000.00 |
American Heritage Credit Union | 3.75% APY | 24 Months | $500.00 |
3 Year CD Rates
The following banks and credit unions have the highest CD rates for 3 years.
Quontic Bank | 3.00% APY | 36 Months | $500.00 |
Bread Savings | 4.00% APY | 36 Months | $1,500.00 |
Pentagon Federal Credit Union | 3.60% APY | 36 Months | $1,000.00 |
Synchrony Bank | 3.50% APY | 36 Months | $0.01% |
First National Bank of America | 3.40% APY | 36 Months | $1,000.00 |
Marcus by Goldman Sachs | 3.15% APY | 36 Months | $500.00 |
Limelight Bank | 3.30% APY | 36 Months | $1,000.00 |
Alliant Credit Union | 3.30% APY | 36 Months | $1,000.00 |
Quorum Federal Credit Union | 4.00% APY | 30 Months | $1,000.00 |
Merrick Bank | 3.75% APY | 36 Months | $25,000.00 |
Discover | 3.15% APY | 36 Months | $2,500.00 |
Barclays | 3.20% APY | 36 Months | $0.00 |
American Heritage Credit Union | 4.05% APY | 30 Months | $500.00 |
4 Year CD Rates
The following banks and credit unions have the highest CD rates for 4 years.
Bread Savings | 4.15% APY | 48 Months | $1,500.00 |
NASA Federal Credit Union | 3.85% APY | 49 Months | $10,000.00 |
PenFed Credit Union | 3.50% APY | 48 Months | $1,000.00 |
Synchrony Bank | 3.50% APY | 48 Months | $0.01 |
First National Bank of America | 3.45% APY | 48 Months | $1,000.00 |
Marcus by Goldman Sachs | 3.20% APY | 48 Months | $500.00 |
Merrick Bank | 3.75% APY | 48 Months | $1,000.00 |
American Heritage Credit Union | 4.00% APY | 48 Months | $500.00 |
5 Year CD Rates
The following banks and credit unions have the highest CD rates for 5 years.
Bread Savings | 4.25% APY | 60 Months | $1,500.00 |
Popular Direct | 3.55% APY | 60 Months | $10,000.00 |
Synchrony Bank | 3.61% APY | 60 Months | $0.00 |
PenFed Credit Union | 3.60% APY | 60 Months | $1,000.00 |
Connexus Credit Union | 3.01% APY | 60 Months | $5,000.00 |
First National Bank of America | 3.55% APY | 60 Months | $1,000.00 |
Marcus by Goldman Sachs | 3.30% APY | 60 Months | $500.00 |
Alliant Credit Union | 3.60% APY | 60 Months | $1,000.00 |
MYSB Direct | 3.75% APY | 60 Months | $500.00 |
Discover | 3.30% APY | 60 Months | $2,500.00 |
Barclays | 3.50% APY | 60 Months | $0.00 |
American Heritage Credit Union | 4.00% APY | 60 Months | $500.00 |
Next Steps
In conclusion, NFCU CD rates are an excellent option for those looking for a good interest rate. However, comparing the different rates other banks offer is essential to finding the best option for you. Contact us today for a quote, and we would be happy to help!
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Shawn Plummer
CEO, The Annuity Expert
I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.
The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you.