Google Wallet gives you fast, secure access to your everyday essentials. Tap to pay everywhere Google Pay is accepted, board a flight, go to a movie, and more – all with just your phone. Keep everything protected in one place, no matter where you go. Show
CONVENIENT Get what you need fast Carry cards, tickets, passes, and more What you need, right when you need it HELPFUL Keep track of receipts Seamless integration across Google Get started in a
snap Stay in the know on the go SAFE & PRIVATE A secure way to carry it all Android security you can count on Tap to pay keeps your card secure You’re in control of your data Google Wallet is available on all Android phones and Wear OS devices (Lollipop 5.0+). The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs. If you have considered ditching your old-fashioned plastic credit card and switching to a mobile wallet but haven’t yet, you have plenty of company. According to WorldPay’s Global Payments Report 2022, the use of mobile wallets to make purchases in stores in the U.S. will increase to 15% by 2025 from 10.3% in 2021. The study suggests that while the majority of consumers will still prefer using old-fashioned debit and credit cards for their purchases in 2025, the runner up will likely be mobile wallets. WorldPay predicts that fewer consumers will choose cash as their payment method at point-of-sale transactions by 2025, decreasing from 11.4% in 2021 to 5.7% by 2025. If you’re debating whether it’s time to start using a mobile wallet, here’s a guide to how they work, what features they offer and how secure payments are. How mobile wallets workThe most common mobile wallets are Google Pay, Samsung Pay and Apple Pay, and all come pre-installed on the devices on which they can be used.
Here is an overview of the major mobile wallet providers today in terms of security, rewards, functionality and acceptance: Apple PayHow to use
Security
Rewards
Supported cards
Supported devices
Google PayHow to use
Security
Rewards
Supported cards
Supported devices
Samsung PayHow to use
Security
Rewards
Supported cards
Supported devices
Are digital wallet transactions secure?Glenn Fodor, senior vice president of competitive intelligence at First Data, said one of the reasons only a small percentage of consumers use mobile wallets is security issues. Consumers worry purchases made with their phones and mobile wallets aren’t secure, and their personal financial data could be exposed, he said. Mobile wallets, however, provide plenty of security for your purchases. These services rely on data encryption and tokenization to prevent retailers from ever seeing your credit card number. While mobile wallet transactions are secure, replacing your plastic with your phone comes with other risks. Chief on that list is losing your phone. In this case, the providers of mobile wallets offer services such as Samsung’s Find My Mobile or Apple’s Find My, which help you locate your phone, lock its screen or block access to the mobile wallet apps remotely. Cyber thieves or a malware infection are other risks for which you should be on guard. There are things you can do to try to avoid or prevent these attacks, such as installing security software. Which mobile wallet should you use?You probably will use the mobile wallet associated with your phone because today there is little difference between the major mobile wallets available. “No one is going to switch from a Samsung phone to an iPhone just because of a mobile wallet,” said Daniel Csoka, former managing director of Mobile Money Matters. This means it’s easier to use Apple Pay if you have an iPhone, Samsung Pay if you have a Samsung phone and Google Pay if you have an Android. You also might use a third-party mobile wallet like Walmart Pay, which you can use when shopping at Walmart stores. Bottom lineBy using mobile wallets, consumers can worry less about sensitive information being stored by retailers during a transaction, as Apple Pay, Google Pay, and Samsung Pay protect their consumers’ information through data encryption and tokenization. Mobile wallets are also convenient and safe for consumers who seek to minimize the number of cards they carry in their pockets and for those who are looking to earn rewards on digital platforms. *All information about the Apple Card and U.S. Bank Altitude™ Reserve Visa Infinite® Card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy. Editorial Disclaimer The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners. Dan Rafter has covered personal finance for more than 15 years for publications ranging from The Washington Post and Chicago Tribune to Wise Bread, HSH.com and MoneyRates.com. His work has also appeared online at the Motley Fool, Fox Business, Huffington Post, Christian Science Monitor and Time. How do I put my debit card on my phone?Add a new card. Open the Google Pay app .. At the top right, tap your Profile picture. ... . At the bottom, tap Add to Wallet.. Tap Payment card. ... . Use the camera to capture your card info or enter it manually.. If you're asked to verify your payment method, choose an option from the list. ... . Find and enter the verification code.. How do I put my card on my iPhone from my phone?How to add a card for Apple Pay on your iPhone. In the Wallet app, tap the Add button .. Tap Debit or Credit Card.. Tap Continue.. Follow the steps on the screen to add a new card. ... . Verify your information with your bank or card issuer. ... . If you have a paired Apple Watch, you have the option to also add the card to your watch.. Can I put my credit card on my phone?To do this, you will need to download and set up a free app called Android Pay, which allows you to store and use credit and debit card information on your Android. Android Pay is available for any Android phone or tablet running Android 4.4 KitKat or higher.
How do you pay with your phone?To set up contactless payments, add one or more payment methods to Google Wallet.. Open the Google Wallet app .. At the top, tap the card that you want to use. You may need to swipe to find it.. Check the message above your card: 'Hold to reader' . Your card is ready to tap and pay. 'Card not set up' .. |