You can check your credit score for free in less than two minutes on WalletHub, the first site with free daily credit score updates. Just quickly confirm your identity, and you’ll get access to your latest credit score, based on your TransUnion credit report. You’ll then be able to check your score for free at any time, on any device – including your smart phone and tablet. Show
Get My Credit Score - 100% Free Fortunately, it is now easier than ever to see your credit score without paying for the service. From free credit score websites to credit card companies that offer free monthly credit score updates, there are plenty of places to check your credit score these days. So, the problem is not how to check your credit score, but rather where you should check it and whether you’re seeing the latest information. Some free credit scores are updated far more frequently than others, and the services you get along with free scores vary, too.
Here’s Where You Can Check Your Credit Score:
Note: Some providers with paid services offer free trials. For simplicity, we did not list that information in the table above. For more information about where you can get your credit score, check out our complete list of the best credit score sites. Why You Should Check Your Credit ScoreIt’s always good to brush up on the benefits of checking your credit score. And in short, checking your credit is important because it:
Finally, it’s important to remember that virtually everyone has room for credit-score improvement. And a better credit score could be worth thousands of dollars per year. Plus, tending to your score doesn’t have to cost you a dime or much time. So check out our handy credit-improvement tips to get started. And if you’d like advice tailored to your specific situation, sign up for a free WalletHub account to get your personalized credit analysis. That’s just another reason why you should check your credit score on WalletHub. Which Credit Score Should You Check?Most people don’t know it, but we each have many different credit scores — more than 1,000, according to some estimates. But the truth is, it doesn’t really matter which one you check, as long as it’s free and from a reputable source. There are a couple of important reasons for that:
You can learn more about the variety of scores and models from our article on why there is no “real” credit score. For what it’s worth, WalletHub’s free credit scores are based on the VantageScore 3.0 model. VantageScore 3.0 is one of the most popular types of credit scores among lenders, and it is considered by some to be the most predictive credit score available. Ask the Experts: Credit-Checking TipsChecking your credit score is easier than ever. But people still don’t do it enough. Why? We posed the following questions to a panel of personal finance experts to find out as well as to get tips for saving money while staying on top of your score. You can see what they said below.
Ask the ExpertsJulie Kalkowski Cynthia L. Krom Phil A. Uhlmann Peggy Olive Paul F. Goebel Jack Popovich More Experts Was this article helpful? Disclaimer: Editorial and user-generated content is not provided or commissioned by financial institutions. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are WalletHub advertising partners. Our content is intended for informational purposes only, and we encourage everyone to respect our content guidelines. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Can you check credit score without affecting it?Good news: Credit scores aren't impacted by checking your own credit reports or credit scores. In fact, regularly checking your credit reports and credit scores is an important way to ensure your personal and account information is correct, and may help detect signs of potential identity theft.
How can I check my credit score without being penalized?Personally checking your credit score won't affect it. Many credit card issuers offer free credit score-checking services. Limit the number of so-called hard inquiries—when a lender checks your scores—because they may hurt your profile.
Can you look at your own credit score?How to access your report. You can request a free copy of your credit report from each of three major credit reporting agencies – Equifax®, Experian®, and TransUnion® – once each year at AnnualCreditReport.com or call toll-free 1-877-322-8228.
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