How much can you qualify for a home loan with my salary

Calculate your mortgage and monthly payment for 2022

Mortgage calculator

Calculate your mortgage and monthly payment in 2 minutes. Also useful if you have a house in mind.

House hunting

From orientation to viewing and finding the right broker. Read what is involved in buying a house.

Expert mortgage advice

It is important that your mortgage suits you. Make a mortgage appointment with an expert advisor.

More about mortgages

What are the mortgage rates?

Take a look at the current interest rates. 

I want to remortgage, how does that work?

You can change your current ABN AMRO mortgage, or if you have a mortgage with a different lender, you can switch your mortgage to ABN AMRO. Remortgaging is subject to charges.

What does mortgage advice cost?

The fee charged for mortgage advice depends on the kind of advice you choose. You can opt to take out a mortgage based on personal advice, specific advice or without receiving any advice. So check the various kinds of advice to see how much advice will cost you.

Can I increase my current mortgage?

If there is surplus value in your current home, you can increase your mortgage. Provided you have sufficient income.

Mortgage calculator if you have student debt

If you have student debt and are planning to buy a house, the amount you can borrow on a mortgage will be lower, because you have to be able to continue your monthly student debt payments as well. Keep reading to find out how this affects you.

Mortgage calculator for the self-employed

Regardless of your line of business, you can apply for a mortgage with us after only 1 year of self-employment. You will also be eligible for the Dutch National Mortgage Guarantee (NHG). Calculate your maximum mortgage now based on your annual figures. It’s easy.

How much can I borrow on a mortgage?

Your income determines how much you can borrow on a mortgage. We will look at whether you are an employee, self-employed or a pensioner. A mortgage is all about customisation, so the way you earn your income affects how much you can borrow.

I receive my income in a currency other than the euro, can I still get a mortgage?

Subject to certain conditions, you can take out a mortgage when you receive your income in a currency other than the euro. Since your income is in a different currency, you will be running a currency risk. If the exchange rate changes, your income’s value in euros will also change, and this may have an impact on the affordability of your monthly costs. If you have any questions, please contact the International Clients Desk.

Maximum mortgage and the value of the property

The value of the property that you are looking to buy also determines how much you can borrow on a mortgage. This is because your property will be the collateral for your mortgage. 

Mortgage calculation principles

Buying a new home can be daunting, so it is a good idea to make sure you are well prepared. This calculation will give you an idea of the mortgage and its monthly costs, so you can estimate how much the home you want to buy will cost you each month. So although it will be a realistic picture, you cannot derive any rights from this calculation.

More about Mortgage Explanation Principles

Reasons for taking out a mortgage from ABN AMRO

Discount on your mortgage interest

Client discount of up to 0.2% if you have an ABN AMRO payment package. And a sustainability discount of up to 0.15% when you buy an energy-efficient home or take further sustainability measures.

Free orientation meeting

To find out more about your options, make an appointment  for an orientation meeting, free of charge. Wherever and whenever suits you best, by telephone or in a video call.

Manage your mortgage yourself

You can view and change your mortgage yourself on Internet Banking. From changing the interest rate to making additional repayments. It’s secure and easy.