Enjoy driving, safe in the knowledge that you and any third party are fully covered by comprehensive car insurance for loss or damage resulting from a traffic accident. Show
Key benefits
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Get a quote?Need to make a claim? Claim online anytime. Or claim over the phone or at an HSBC branch. Use our calculator to find out how much you’ll pay. Summary of coverWhat’s included?Additional benefitsMajor exclusionsPolicy documentMotor Insurance Coverage and Optional CoverManage Your PolicyManage your policy onlineAccess your policy details anytime, anywhere on both your HSBC HK Mobile Banking app and our Personal Internet Banking webpage, so you can check your benefits, coverage, premium due dates and much
more at your fingertips. Make a claimSometimes life doesn’t go according to plan and you’ll want to make an insurance claim as soon as possible. You may submit a claim online anytime or call our telephone claims hotline for help at (852) 2867 8678.You may also send an email to Have You Considered
Accident InsuranceAccident insurance protects you and your dependents against the financial strain that a personal accident can bring.
Hospital InsuranceHospital cash insurance plan that gives you a daily cash benefit when you are hospitalised, which you can use for any purpose and is guaranteed regardless of the
actual hospital expenses. Important InformationEnd Notes1Free Additional Benefits (Applicable for
Comprehensive Cover only) 2Claims Recovery Service – AXA do not guarantee a successful recovery action, and AXA shall not bear any legal responsibility for the failure of any such action. Any legal costs and all relevant disbursements incurred in a recovery action will be borne by you and AXA in accordance with the proportion of their respective claims. 3The benefit is applicable given if the first registration of your car with the Transport Department made within the calendar year immediately following the year of the manufacture, and the loss occurs within the first twelve months of the first registration of your car with the Transport Department. 4For the list of free additional services and details of AXA Premium Workshop, please click here [PDF]. General Insurance products are applicable to HSBC accounts and credit card holders only. The above information is intended as a general summary. Please refer to the policy wording for exact terms and conditions and details of the exclusions. The above policy is underwritten by AXA General Insurance Hong Kong Limited ("AXA"), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR. General insurance plans are products of AXA but not HSBC. For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.
Enrolment hotline 2926 2926
The maximum compensations for bodily injury and property damage of third party are HK$100 million and HK$1 million respectively. Liability for Tool of Trade Operation. For more details please view the Policy or Endorsements / Clauses. The maximum compensations for bodily injury and property damage of third party are HK$100 million and HK$1 million respectively. Liability for Tool of Trade Operation. For more details please view the Policy or Endorsements / Clauses. Please contact me with a quote Is insurance higher for commercial vehicles?Commercial Vehicle Insurance
Higher premiums because a commercial vehicle runs higher kilometers. With third-party liability insurance drivers and passengers, the cover is also mandatory. Offers financial protection towards losses or damage because of fire, theft, and natural disasters, riots, etc.
What is covered in commercial vehicle insurance?(a) consequential loss, depreciation, wear and tear, mechanical or electrical breakdown, failures or breakages nor for damage caused by overloading or strain of the insured vehicle nor for loss of or damage to accessories by burglary, housebreaking or theft unless such insured vehicle is stolen at the same time.
Is commercial vehicle insurance mandatory?In India, as per the Motor Vehicles Act, it is mandatory that all vehicles that operate in any public space must have a motor vehicle insurance cover. Policyholders must have at least 'third party liability' motor insurance cover even when opting for the basic insurance plans.
What is the difference between business and commercial car insurance?What's the difference between business and commercial car insurance. Commercial car insurance covers people who use their car as an integral part of their job – such as delivery drivers, taxi drivers or driving instructors. If you use your car while working, then you'll need business car insurance.
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