The information about the Capital One Savor Cash Rewards Credit Card was collected independently by Bankrate.com. The card details haven’t been reviewed or approved by the card issuer. Show
Compare our top picks for Capital One credit cardsA closer look at our best Capital One credit cardsCapital One Quicksilver Cash Rewards: Best for simple cash back
Read our
Capital One Quicksilver Cash Rewards Credit Card review. Capital One SavorOne Cash Rewards Credit Card: Best for dining and entertainment with no annual fee
Read our Capital One SavorOne Cash Rewards Credit Card review. Capital One Venture Rewards Credit Card: Best for travel rewards
Read our Capital One Venture Rewards Credit Card review. Capital One Platinum Credit Card: Best for limited credit history
Read our Capital One Platinum Credit Card
review. Capital One VentureOne Rewards Credit Card: Best for no annual fee travel rewards
Read our
Capital One VentureOne Rewards Credit Card review. Capital One Spark Cash Plus: Best for small businesses
Read our Capital One Spark Cash Plus Review.. Capital One QuicksilverOne Cash Rewards Credit Card: Best for fair credit
Read
our Capital One QuicksilverOne Cash Rewards Credit Card review. Capital One Quicksilver Student Cash Rewards Credit Card: Best overall card for students
Read our Capital One Quicksilver Student Cash Rewards Credit Card review. Capital One Venture X Rewards Credit Card: Best for premium travel benefits
Read our Capital One Venture X Rewards Credit Card review. Capital One Platinum Secured Credit Card: Best for bad credit
Read our Capital One Platinum Secured Credit Card review. Capital One Spark Miles for Business: Best for business travel rewards
Read our Capital One Spark Miles for Business review. Capital One SavorOne Student Cash Rewards Credit Card: Best for on-the-go-students
Read our Capital
One SavorOne Student Cash Rewards Credit Card Review. Capital One Quicksilver Secured Cash Rewards Credit Card: Best secured card for flat-rate rewards
Read our Capital One Quicksilver Secured Cash Rewards Credit Card review. Journey Student Rewards from Capital One: Best for responsible students
Read our Journey Student Rewards from Capital One review. What is Capital One?Capital One is a full-service bank that offers personal loans, checking and savings accounts, mortgages and credit cards. Established in 1994, it’s one of the relatively younger financial companies, but offers industry-leading products and credit cards. Source: Capital One Corporate Information Lightbulb Bankrate Insight Capital One was rated the third-best credit card issuer for customer satisfaction in the 2021 J.D. Power U.S. Credit Card Satisfaction study with a satisfaction score of 815 on a 1,000 point scale. Pros and cons of Capital One credit cardsPros
Cons
Who should get a Capital One credit card?Still unsure if a Capital One credit card is right for you? Check out our Credit Card Spender Type Tool where you can get personalized credit card recommendations based on your credit score, spending habits and daily needs. Capital One credit card benefitsFrom travel to cash back to business cards, Capital One has a variety of credit card options for various credit scores and spending habits. Here is a rundown of what else Capital One has to offer: How to choose a Capital One credit cardCapital One has a number of credit card offerings, enough to suit the needs of almost any cardholder. When deciding on a Capital One card, consider what its primary function will serve as a financial tool and narrowing your choices will be simple. Consider the following when choosing a Capital One card: What’s your credit score?Capital One has options for consumers at nearly every credit level, so almost anyone can get a Capital One credit card. On the other hand, your credit score will impact the specific Capital One cards you qualify for. If you’re looking to get rewards from your credit card, consider that the most lucrative rewards cards from Capital One will be reserved for consumers with good-to-excellent credit. Take a look at Bankrate’s CardMatch™ tool to connect you with credit cards that best suit your needs. How will you use the card?Where do you do the bulk of your spending? Consider the answer before deciding on a Capital One credit card. Will you be trying to earn free or discounted travel? Or are you looking to finance a significant purchase? Analyzing your answers should help you determine the perks and drawbacks of each card. Can you stick to best practices?While a Capital One credit card can provide a number of benefits when used strategically, it may also lead to an increase in debt, a negative impact on your credit score or growing interest charges if you’re not careful. Consider the following best practices and, if you can, stick to them when deciding on a Capital One credit card:
Lightbulb Bankrate Insight The Capital One mobile app remains one of the top-rated finance apps on the market. It has a 4.8 review score in the Apple app store and a 4.7 review score in the Google Play store, currently ranking in the top 10 free finance apps in both stores. Capital One travel rewards program overviewThe Capital One travel rewards program offers a decent amount of flexibility when it comes to earning miles. Capital One offers the Venture X, Venture Rewards and VentureOne Rewards as travel card options. Seeing as they aren’t co-branded cards, or affiliated with certain hotels or airlines, you won’t be limited to one brand. Plus, you’ll earn a flat rewards rate for every purchase—no rotating bonus categories, no problem. If you are interested in transferring your points, Capital One offers many miles transfer partners, and now most Capital One miles can be transferred to travel partners at a 1:1 ratio. Additionally, with Capital One, you can redeem rewards for travel, gift cards or as a statement credit for travel booked in the past 90 days (including Airbnb) on your Capital One card. Let’s break down Capital One’s travel cards, the Venture and the VentureOne, using a few examples: Capital One Venture Rewards Credit CardIf you’re looking to earn travel rewards on your everyday expenses, the Capital One Venture Rewards Credit Card is a good match. You’ll earn a flat 2X miles on every purchase. This card comes with a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. There is a $95 annual fee. Capital One VentureOne Rewards Credit CardThe Capital One VentureOne Rewards Credit Card is the younger sibling to the Venture card. It offers no annual fee and a lesser rewards rate of 1.25X miles per purchase. If you’re just getting into the travel rewards game, this is a great starter card. There’s also a small bonus of 20,000 miles when you spend $500 within your first 3 months of account opening, which is worth $200 in travel.
How to get a Capital One credit cardSo, you’ve decided you want a Capital One credit card. Here’s the process of applying for and getting a Capital One card:
How we chose our top Capital One credit cardsBankrate’s personal finance experts have evaluated the top Capital One cards according to our 5-star rating system. The list of criteria for rating credit cards includes: RewardsWhether the card offers cash back, travel points/miles or multi-purpose rewards for eligible purchases and the potential returns based on rewards rate (1 percent cash back per $1 spent, 1 mile per $1 spent, and so on). Perks and benefitsWhether the card offers extras such as retail discounts, extended warranties on purchases, travel insurance and financial management tools. Annual feeWhether the card charges an annual fee and if so, how much the card’s overall value and benefits might offset the fee. Introductory offersWhether the card has a sign-up bonus, welcome offer or similar sign-up incentive and how much it adds to the card’s overall value. Variable APRHow the card’s annual percentage rate (APR) compares with current averages as an indicator of cost and value. Foreign transaction feeWhether the card charges a foreign transaction fee for international purchases and how the fee affects the card’s overall value. Have more questions for our credit cards editors? Feel free to send us an email, find us on Facebook, or Tweet us @Bankrate. * See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Does Capital One have good rewards?The card earns 2 miles per $1 spent on most purchases, among the best rewards rates in its class. The sign-up bonus is similarly generous: Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
Which credit card is best for reward points?List of Best Rewards Credit Cards in India 2022. SBI SimplyCLICK Credit Card.. American Express SmartEarn Credit Card.. Citi Rewards Credit Card.. IDFC FIRST Select Credit Card.. RBL Bank ShopRite Credit Card.. HSBC Smart Value Credit Card.. What is the hardest Capital One card to get?Why it's one of the hardest credit cards to get: Capital One Spark Cash Select - $500 Cash Bonus requires excellent credit for approval.
What Capital One card is best for travel?Capital One Venture X Rewards Credit Card - Best premium travel credit card.. Capital One Venture Rewards Credit Card - Best for travel rewards.. Capital One Spark Miles for Business - Best for business travel.. Capital One SavorOne Cash Rewards Credit Card - Best for entertainment.. |