Paypal how to pay special financing purchases

To use PayPal Credit at checkout, add your item to the shopping cart, and go to checkout. Once there, select PayPal as your preferred payment option. You’ll be re-navigated to PayPal’s site where you can apply for PayPal Credit.

No Interest if paid in full in 6 months on purchases of $99 or more

Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.

• A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.

• No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.

• For New Accounts: Variable Purchase APR is 25.49%. The APR is accurate as of 3/1/2020 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.

• Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.

• Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

Buy now and pay over time when you spend $98.99 or less

• Avoid paying interest by paying your balance in full each month by the due date.

• You can also make payments until you've paid off your balance according to your standard account terms. Interest charges may apply.

• We'll send you email reminders when your payments are due. You can keep track of your account and view your statements online at any time.

About PayPal Credit

PayPal Credit is a digital, reusable credit line available to purchase goods and services from thousands of online stores. Use PayPal Credit to shop anywhere PayPal is accepted.

Whether you're buying the perfect gift or purchasing a new couch, you can get 6 months special financing on purchases of $99 or more. The best part? This isn't a one-time offer. You can enjoy paying over time every time you shop with PayPal Credit.

PayPal Credit delivers the same trust, security, and flexibility that you get from PayPal.

Click here to apply for PayPal Credit and view the Terms and Conditions.

PayPal Credit is subject to credit approval as determined by the lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. You must pay with PayPal Credit to get the offers. Offers not valid on previous purchases, returns or exchanges. Minimum purchase required is before shipping and tax. For New Accounts: Variable Purchase APR is 25.49%. The APR is accurate as of 3/1/2020 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.

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As one of the biggest payment providers in the world, PayPal provides a simple and secure way to pay for online orders and is used by millions of people around the world. When it comes to paying with PayPal there are a few different ways to pay. Once you reach the checkout you can select PayPal as a payment method and once you're logged into PayPal you'll be given the following options.

Pay Now

As you would guess -  pay straight away with PayPal

Pay in 3

Pay in 3 is all about empowering you as the customer and giving you control and freedom. Pay in 3 gives you the opportunity to spread your order over 3 smaller payments over 3 months. You also have the option to pay it off early. Remember to spend responsibly, sometime splitting up payments might not always be the best option. For full details of PayPal Pay in 3 visit here.

PayPal Credit

PayPal Credit allows you to pay for orders over £99 using 0% credit over 4 months. To use PayPal credit you will need to apply for a PayPal credit account where they will give you a credit limit if you are approved. You then have up to 4 months to pay for your goods with 0% interest.

Remember to spend responsibly. You can find full details of PayPal credit here.

More about PayPal payment options

For PayPal Pay in 3, your first payment will be charged at the time you finish checking out. After that, your second and third payments will be charged one and two months after the date of purchase, on the same date of the month. For example, if you place an order on 5 May, your second and third payments will be due on 5 June and 5 July after that. Repayments will be made automatically with the payment method used at time of purchase.

If your payment is due on a date which doesn’t exist in that month (for example if you place an order on the 31st and the next month doesn't have a 31st), then payment will be taken on the last day of that month.

PayPal will send you a reminder by email or text to let you know when your next payment is coming up. You can see your payment schedule or make unscheduled payments at any time by logging into your PayPal account. You're in control, every step of the way.

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