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RyanJLane / Getty Images Chase QuickDeposit, the mobile deposit app offered by Chase, makes depositing checks fast and easy, saving you from having to go to a bank branch or ATM. If you’re new to Chase, you might have questions about how the app works. Here’s a closer look at its features and benefits. How Long Does Chase Mobile Deposit Take?If you deposit the check before 11 p.m. EST on a business day, your funds should be available the next business day. Checks deposited after 11 p.m. EST or on a weekend or holiday are processed the next business day but not necessarily available. In some cases, Chase delays access to deposited funds. The funds won’t be available until after the bank reviews the deposit. How Does Chase Mobile Deposit Work?Chase QuickDeposit lets you deposit checks through the mobile app. To use the service, you must first download the app to your smartphone or tablet. You also need to register your Chase online account. Once that’s done, follow these steps to deposit a check using Chase QuickDeposit.
If there is a problem with the deposit, you will receive a separate email that explains what the problem was or why the deposit was rejected. The availability of your funds might be delayed if there’s a problem with the deposit. Chase offers support through its website. There is also a how-to video in the app that shows you how to use mobile check deposit.
Benefits and Drawbacks of Chase Mobile DepositThe popularity of online banking, direct deposit and person-to-person transfer services has reduced the number of checks that people receive. You may receive checks only a few times a year, if at all. In that case, stopping by a bank branch or ATM to deposit them might not be a big deal. It helps to weigh the pros and cons of Chase mobile deposit if you’re still not sure you want to use it. Here’s a quick look: ProsIf you’ve been using online banking services, you’ll find that mobile deposit offers many of the same benefits. Here are some of the pros of using mobile deposit:
ConsIn some cases, mobile deposit might not be a good option for you. Here are a few cons to consider:
Should You Use Chase Mobile Check Deposit?If you already use online banking, then mobile check deposit should be a snap. In fact, you probably already have Chase’s app available. Unless you prefer doing business at a local Chase branch or ATM, you should consider using Chase mobile deposit because of the convenience of depositing a check at any time or location. The downside is that you need internet access and a plan for keeping track of which checks you’ve deposited. Unlike when you deposit at a bank or ATM, you’ll still have the paper check in your hand after the mobile deposit is made. This article has been updated with additional reporting since its original publication. Information is accurate as of August 10, 2022. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Chase. Can you scan checks into Chase?Chase QuickDeposit℠
Sign in to the Chase Mobile® app and tap "Pay & Transfer" Tap "Deposit checks" and choose the account where you want your deposit to go. Enter the deposit amount. Tap "Front" and take a photo of the front of the check.
Can you deposit a check using the Chase app?Chase customers can use the Chase QuickDeposit℠ feature on the Chase Mobile® app to deposit funds. Some steps to deposit an online check may include: Sign into your selected banking mobile app. Tap "Deposit checks" and choose the account where you want your deposit to go.
How do you scan checks on bank app?Your bank probably has apps for both Android and iOS.. Select mobile deposit.. Select the account you want the money to go into.. Enter the amount of the check.. Photograph the front.. Photograph the back.. Press the Deposit button.. Can you scan a check digitally?Instead of bringing a check to the bank, mobile check deposit allows consumers to snap a picture of the front and back of a check using a smartphone and deposit it using a bank's mobile app. In the banking industry, these digital transactions are referred to as remote deposit capture. It's both convenient and safe.
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