- BECU Routing Number
- How to Find It
- Understanding Routing Numbers
- Uses
- Wire Transfers
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When filling out a form for a direct deposit, setting up an automatic payment or even ordering checks, you will need to provide your routing number as well as your checking or savings account number. Using a routing number will ensure that the money is debited or credited to the correct account.
If you have an account with BECU, whether you visit your local branch or primarily use BECU online banking, you’ll need to know your routing number for a number of reasons.
What is Your BECU Routing Number?
The routing number for BECU is 325081403. The BECU routing number is the same for every state in the country.
How to Find Your Routing Number
There are a few ways to find a BECU routing number. BECU only has one routing number so you can simply refer to the number above or follow the steps below.
If you have a BECU checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner.
You might not have a check handy, however, so you can also call BECU any time at 800-233-2328 to find the routing number for your account. If you are at all confused about which number to use, you should consider calling BECU, because using the right number could mean the difference between your money going into the right or wrong account.
Understanding Your BECU Routing Number
Your routing number is basically the address for the bank, whereas your account number is the specific address of your account.
These numbers work in a similar way to how your BECU online banking login gives you access to your account: The routing number allows the banking system to process your check through the local processing department and send the information to the correct bank, which then uses your account number to either debit or credit your account the right amount of money.
Each routing number is nine digits long. The first four digits refer to the Federal Reserve Routing Symbol, the next four digits serve as the institution identifier for the ABA and the last is the check digit. Both banks and credit unions have nine-digit routing numbers.
When You Will Need Your BECU Routing Number
You’ll need your routing number in a variety of different situations, including any time you’re setting up an automatic transaction that will affect your account. Often these services will require a copy of your voided check to make sure the number is correct. Services that have this requirement can include:
- Direct deposits
- Automatic payments
- Tax refunds and payments
- Automatic transfers between bank accounts
- Mortgage payments
Different Routing Numbers for Wire Transfers
The routing number on your checks is used primarily to help move money between your bank account and someone else’s account. Wire transfers have fees and they use a different set of numbers.
You’ll also want to verify the exchange rate if you are transferring to a foreign bank. You can verify this with BECU online or by calling.
Here are the BECU routing numbers for wire transfers:
Domestic Wire Transfer ABA: 325081403
International Wire Transfer: 59 Beneficiary ABA: //FW325081403
Information is accurate as of July 7, 2022.
Learn how to switch your checking and savings to BECU.
BECU has over 50 locations and a network of over 30,000 fee-free ATM machines. Plus, members with Member Advantage are reimbursed up to $3 a month for out-of-network ATMs1. It has never been a better time to switch to BECU.
1. Confirm Eligibility
First, you'll need to make sure you're eligible to open an account at BECU. If you live or work in Washington state, you're eligible. If you live or work in some parts of Oregon or Idaho, you're eligible. If you're a Boeing employee or retiree, family member or spouse of a Boeing employee you're eligible.
Check Eligibility
2. Open Checking or Savings Account
There are three ways to apply for a BECU account:
Apply Online. Applying online takes roughly 15-20 minutes. Once you've completed the process, you can choose to have your debit card mailed to you, or have it printed in person at one of our locations.
Apply In Person. Applying in-person takes a little longer, but debit cards are printed for immediate, same-day use. Plus, we can help you through any hiccups you might encounter when opening your account. We can also assist you in setting up your BECU Online Banking profile, nicknaming your accounts, creating automatic transfers, and even downloading our mobile app2.
Find a Location Near You | Schedule an Appointment
Download and mail us the application (PDF) (this will involve a 2-4 week wait time, including additional waiting period for a mailed debit card).
3. Set up an Online Banking Profile and Log Into Your Account
If you didn't sign up for Online Banking during the sign-up process, you'll need to set this up. Doing so helps you access your funds and also view some pretty great online tools. Give us a call if you have any problems: 800-233-2328.
We also have an easy to use mobile app. Use it to deposit checks on the go and find your closest ATM. Download it on your app store for iOS and Android devices.
4. Set up Direct Deposit
Once you have set up Online Banking, go on in and grab your account number. You can find your checking and/or savings account number in the Account Summary tab.
Write down your new account number(s)
Note BECU's routing number: 325081403
Contact your HR department and ask what they'll require (usually a form) to set up direct deposit
5. Set up Online Bill Pay (Auto Payments) and/or Transfer Accounts to BECU
- Set up Bill Pay Online Directions | View Video
- Transfer Accounts to BECU such as checking balances, money markets or certificates of deposits (CDs)
6. Confirm Direct Deposit and Transfers, then Close Your Old Account(s)
Ensure your newly set up direct deposit and automatic payments work
Double-check money is coming in and going out: Confirm your direct deposit is paying you, and auto-pay is paying any bills you have set up.