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Do you have a Visa gift card and wish you could have the cash instead? Let’s convert that Visa gift card to cash!Gift cards are a godsent to those of us that lack basic skills when it comes to selecting gifts, or those who just don’t have the time to go shopping. Let’s admit…we all love gift cards, but how good would it be to get cash from a Visa gift card? You are smart with your money and you’ve just gotten a brand new Visa gift card. Now it’s time to just transfer Visa gift card to bank account. Can you? You surely can!  This post may contain affiliate links. You can read our full disclosure for more info. We’ve all wondered how to get cash from a Visa gift card or any gift card as a matter of fact. When it comes to personalized presents, gift cards are practically as good as cash but still gives a slither of a personal touch to show that some degree of thought went into it. All kidding aside, a gift has two functions: • To show some degree of care or personal consideration • To offer a practical or tangible function to enhance someone’s life How good would it be if you could transfer your Visa gift card or vanilla gift card balance to the bank? That would essentially render gift cards as the perfect gift. FAQ: What is a Vanilla Visa Gift Card?A Vanilla Visa gift card is a special line of Visa gift cards that are meant to be customized into an extra special gift. It basically takes the concept of gift card giving up a level as the cards can be designed specifically for the occasion or recipient that it is required for. There are thousands of design options to choose from including your personalized logo or image, making it a perfect gift for all occasions or as incentives by companies. Vanilla Visa gift cards also come in several denominations from $10 to $500 and never expire. They can be used in a similar manner wherever Visa gift cards are accepted. Unfortunately, birthdays, Christmas and special holidays come only once a year so your gift cards from those events may be few in number. However, there are many other avenues that pay out in the form of gift cards and specifically, Visa gift cards. Use the following links to rack up as many Visa gift cards as you want and then follow the tips below to convert them into cash: SwagbucksBenefits include: – Visa Gift Cards – Additional Gift Card Options – Cash via PayPal – Option to Donate funds – $3 Minimum Payout – $10 Sign up bonus – Grab your $10 Swagbucks Sign Up Bonus here MyPointsBenefits include: – Visa Gift Cards – Additional Gift Card Options – Cash via PayPal – Travel Miles – $5 Minimum Payout – $10 Sign up bonus – Grab your $10 MyPoints Sign up Bonus here InboxDollarsBenefits include: – Visa Gift Cards – Additional Gift Card Options – Cash via PayPal – Personal Checks – $30 Minimum Payout – $5 Sign up bonus – Grab your $5 InboxDollars Sign up Bonus here IbottaBenefits include: – Visa Gift Cards – Additional Gift Card Options – Cash via PayPal – $20 Minimum Payout – Up to $20 in Welcome Bonuses SlidejoyBenefits include: – Visa Gift Cards – Additional Gift Card Options – Cash via PayPal – Option to Donate – $2 Minimum Payout Many retail stores also offer gift cards as promotional rewards or as parts of special deals and incentives. According to Gift Card Granny, approximately 93% of Americans have given a gift card at some point in their life. Basically, this means that almost everyone uses gift cards. Another startling statistic is that 65% of gift card users spend 38% over the value of the gift card, while redeeming. What a reality check! This means that in order to exhaust the full value of your gift card, you would very often find yourself unnecessarily over spending. Every frugal cell in my body just cringed! However you get them may vary but let’s help you in your quest to turn Visa gift cards into cash. This way you’d get to spend the cash however you want. Maybe you’d rather pay off a loan than purchase one hundred cups of coffee with your gift card. After all, having the physical cash gives you financial leverage, which is way better than virtual cash with a bunch of restrictions. Let’s get this out of the way though; there is no magic trick or electronic code included in this list that converts your Visa gift card into a debit card that can be used at the ATM. It just doesn’t work that way. You will however learn how to get cash from a Visa gift card using other indirect methods. Several of these hacks give you cash in hand while others put you in a position to use your Visa gift card to allow you to have a close as possible of a cash experience. In order to truly appreciate the tips on how to get cash from a Visa gift card, we must first understand the concept of “liquid assets” which is basically what a Visa gift card boils down to be. A liquid asset is either cash on hand or an item that is owned which is as good as the cash itself. These items can be sold or traded relatively easily for its cash value. Most importantly, this cash value is not easily diminished and these assets don’t lose value when sold. A Visa gift card is basically a liquid asset or for lack of a better term…”liquid cash”. Even though this may sound as silly as “wet water”, I’m sure you get my point. In order to understand how to get cash from a Visa gift card, we must appreciate the item for being as good as cash but not quite cash itself. FAQ: How can I get cash from a Vanilla Visa gift card?A Vanilla Visa gift card can be exchanged for cash in the same way any other Visa gift card can be. These methods are not as simple as using the card at the ATM. However, there are several methods that do result in cash in hand or in your bank account. 1. Pay your bills with your Visa gift cardEver thought about paying those bills with the Visa gift card, instead of your actual cash? This is so simple, yet so unnatural for some people to do. Even though this method may not turn gift cards into cash in hand, directly, it is the most efficient way to get cash from a Visa gift card. You can get cash from a Visa gift card by using it to pay your bills! I’m sure most of you already have a list of your monthly expenses. That is, those pesky overheads that you can never shake off. Basically, they are the list of fees you must pay in order to continue to be a productive member of society. My kids love to complain about childhood being hard and they can’t wait to be grown up. My 5 year old usually settles down very quickly when I ask him to get a job and pay a couple bills as a trade off for the new toy he is groaning over. Your natural instinct is to pay your bills with your cash or usual credit card when they are due. This is what we’ve been taught by our forefathers since trading cocoa beans were replaced by the electronic banking system. The typical adult pays their bills firstly, then budgets the rest of the funds accordingly. After covering your utilities and various fees, setting aside for groceries and other expenditures you may be left behind with a few dollars or extra cash and your shiny Visa gift card. You are then forced to look around for a random retail outlet to burn off your Visa gift card. You then overspend unnecessarily in order to fully exhaust the card’s value. As a proud flyer of the flag of frugality, I’m sure this must sting a bit. However, this is the bitter truth of how most persons manage gift cards. Burn that baby off first! Get cash from your Visa gift card by using it like cash, first and foremost, to pay your bills. One major advantage of a Visa gift card is that it can be used as a substitute for an actual Visa credit card in most instances. Most transactions that accept the real deal Visa cards can be covered by a Visa gift card. Use your Visa gift card as the liquid asset that it is and leverage yourself into keeping your cash in hand for whatever unrestricted use that you may have. Essentially, by paying your bills with your Visa gift card you end up having cash in hand. However, one point to note is that when using your Visa gift card to pay your bills, you may incur transaction fees. Since you are using your gift card like a credit card, it is subjected to credit card like fees. This is still a golden hack to get money off a Visa gift card. 2. Buy discounted gift cards with your Visa gift cardAnother smart tip to get cash from a Visa gift card is to use it to buy other gift cards, for a discounted value. If there is a retail shop or service that you frequent, you can use your Visa gift card to purchase a gift card specific to this place. Since this merchant is a part of your routine, utilizing a gift card there is as good as the money itself. That being said, most places accept Visa gift cards. After all, it can be used with similar flexibility to the actual Visa card except for instances of recurring payments, for obvious reasons. Already, by using your Visa gift card to cover one of your habitual expenses you have turned your Visa gift card into cash. What about if you up it a notch and look online for gift card deals at a discounted value? If you purchase a Walmart or Amazon gift card that is on a promotionally discounted value, using your Visa gift card, you would gain the cash equivalent value of the discount. Promotions can be up to 20% off the value of the gift cards sometimes. Therefore, by using your Visa gift card to buy another vendor’s gift card with a discounted value, you have not only mastered the art of how to turn Visa gift cards into cash but made money on top of it. Let’s pause for a few seconds while you piece the fragments of your blown mind back together… Not only do you get to turn Visa gift cards into cash by simply shopping at your usual outlets, but do it like a pro and make a few extra dollars along the way. 3. Transfer to your Bank Account via PayPalIf this isn’t a pro tip on how to get cash from a Visa gift card, I don’t know what is. You can transfer a Visa gift card to the bank by simply piggy backing off the services of PayPal. Most places these days accept PayPal as a form of payment as it can be linked to a bank account to transfer funds. PayPal is also a very convenient way to transfer funds to and from linked bank accounts and is a big hit with persons who prefer not to use credit cards. PayPal has a feature where it allows its users to link Visa gift cards and other prepaid cards. By linking your Visa gift card to your PayPal wallet, you can use the funds to directly pay at a vendor that accepts PayPal. Therefore you can get money off a Visa gift card by utilizing typical services that incorporates PayPal. Now to bump it up a notch, into the mind blowing category, once more: Since your PayPal is linked to your bank account, the funds from your Visa gift card can be transferred directly to your bank account. Yes…transfer Visa gift card to bank account! Utilize your PayPal account and turn Visa gift cards into cash. That being said, nothing good on this earth is truly free. Using PayPal to get cash from a Visa gift card is no different. Typically you can expect to receive a transaction fee of up to 3% of the cash value being transferred. In my opinion, the PayPal hack is worth every cent and can be used to get cash from a Vanilla Visa gift card or to transfer Visa gift cards to the bank on the whole. FAQ: Can you transfer money from a Vanilla Visa gift card to a bank account?There are several methods, both directly and indirectly, in which the funds from the Vanilla Visa gift card can eventually get to your bank account. However, be mindful of the fees in some cases. If an error message is received, simply follow the process to register the card. An address would then be linked to the card and your PayPal should be up and running from there. You would now be able to get cash from your Visa gift card. 4. Pay Yourself with your Visa Gift CardIn an electronic world, most persons have access to transfer funds (send and receive) electronically. There are numerous electronic money transfer merchants that make this possible. Electronic money transfer service merchants definitely allow syncing of Visa cards. For a small fee, you can turn Visa gift cards into cash by simply paying yourself with their services. Business owners or persons with side hustles would be especially able to capitalize on this as they would have previously established electronic payment services. If you are a person that receives a lot of gift cards and would like to turn Visa gift cards into cash, it may be worthwhile to take a look at one of these electronic money transfer services. If you don’t have a routine service set up, you can simply utilize an electronic money transfer company temporarily to transfer money from your Visa gift card to your bank account. 5. Transfer cash via VenmoVenmo works in a similar manner to PayPal. Therefore, you can get cash from a Vanilla Visa gift card or any Visa gift card, by utilizing their services. This is another useful trick if you are wondering how to transfer Visa gift card to bank account. As a matter of fact, Venmo is owned by PayPal. You can turn Visa gift cards into cash by simply linking your card to your Venmo account and transferring the funds, identical to what was described for PayPal. The advantage Venmo has over PayPal is that there are no fees. You can get money off a Visa gift card for absolutely free. The process usually takes a few days to complete though. If you are desperate for funds and need to get cash from a Visa gift card immediately, you can transfer via Venmo’s services for a small fee. 6. Trade for Cash using a Gift Card Exchange KioskGift card exchange kiosks are located in supermarkets and shopping malls and are typically bright yellow in color. They can be easily located by doing a quick search engine look up. These can be easily used to get cash from a Visa gift card. Once you have identified a kiosk, you can follow the prompts on the screen to enter your gift card’s information. Eventually you would receive a series of offers as a trade for your card. If you wish you can select the cash offer, if one is presented and to your liking. A voucher would then be issued to you to take to the cashier to redeem for cash. Though you would not be capitalizing on the full cash value of the gift card, the bottom line is you can get money off a Visa gift card by using a Gift Card Exchange Kiosk. We have made it even easier to find a Gift Card Exchange kiosk to convert your Visa gift card to cash. Just use our Gift Card Exchange Kiosk Zip Code Search below! All you need to do is enter your zip code in the search box and hit the button to find the Gift Card Exchange Kiosk nearest to you, ranked by real Google Reviews. 7. Sell your gift cardThere are numerous apps and websites that you can use to turn gift cards into cash. Specialty websites and apps like Card Cash and Gift Card Granny are dedicated to helping persons to get cash from a Visa gift card or any gift card as a matter of fact. With Card Cash and Gift Card Granny, you can buy or sell gift cards under special promotions and below the face value of the card. FAQ: Can I use a gift card to withdraw cash at an ATM?Unfortunately, the short answer is… No. Gift cards just do not work like ATM cards. However, you can utilize the card and shuffle the funds around until you find a direct means of obtaining cash in your bank account. Raise is another service provider with an app and website specializing in the trading of gift cards for cash. Unfortunately, they charge a whopping 15% commission for their services. Prepaid2Cash is also an option to help you turn Visa gift cards into cash, for a small charge. You simply fill out your card’s information on one of their online platforms and they make you a commitment free offer to purchase your card. Jour Cards store is another avenue for you to review in order to get cash from Visa gift cards. You have several options to choose from when trading in your gift card. As far as the cash value goes, you receive 80% of the card’s value, while they take the rest as a commission. There are several options available for similar services. However, these platforms usually take a hefty commission or pay considerably less than the value of the card. You will turn Visa gift cards into cash, but you definitely would not be maximizing your money or the value of the card. On a similar note, why not advertise your card for sale on social media? Sell them to one of your friends that’s on the verge of a shopping spree for a couple dollars less than the card’s value. That may be your best bet to get close to face value for your card. Using a simplified online method, like social media advertising, may just be your easiest chance and one of the most efficient ways to get cash from a Visa gift card. eBay, Craigslist and even Facebook Marketplace can be used to put up your Visa gift card for sale. 8. Buy a Money OrderA money order is a payment order for a pre-specified value, which is purchased using a guaranteed form of payment, like a Visa gift card. Buying money orders is a great way to help you to turn Visa gift cards into cash. Even though large retailers like Walmart and certain supermarkets offer the option of purchasing money orders, it is still relatively uncommon. Therefore, it is important to check on its availability as a method for you to pursue. Once a vendor has the money order process set up, you can use your Visa gift card to purchase and the cash can be deposited into a bank account. This option to turn Visa gift cards into cash must be executed with a certain degree of caution as it is frowned upon by many financial institutions when abused. Consult with your banker or financial consultant, if in doubt, prior to proceeding with multiple transactions. 9. Buy Items for ResaleBuying items and then selling them over is a great idea to turn Visa gift cards into cash. As simple as the idea might sound, this may be your best bet at actually making more cash than the face value of the card itself. You can simply look to break even with a straight forward Visa gift cards into cash direct conversion or you can use your Visa gift cards to power a business venture. You can use your Visa funds to purchase items and then resell them for a small profit or for the same cash value. However you choose to execute your buy / sell project, this is a very basic method to get cash from a Visa gift card. 10. Re-gift your Visa Gift CardsThis concept is as simple as they get. You can get money off a Visa gift card by simply giving the gift card itself, as a gift. Gift giving is a practice as common as breathing and is a social requirement. There is no way around it. Even the most frugal and financially savvy persons are required to purchase gifts from time to time. If we want to live peacefully in the world, we all have to sacrifice a few dollars ever so often in order to bless someone with a birthday or wedding present. The tip to beat the system and transfer your Visa gift card to your bank account is to simply hang on to it and give it as a gift at the most convenient time. The money that you were going to buy the gift with can then go right into your pocket. Simple but effective! Related Posts on How to Transfer a Visa Gift Card to Your Bank Account29 Ways to Get Free PayPal Money Instantly (No Surveys) 5 Amazing Freebies You Don’t Want to Miss 29 Best Money Saving Apps to Turbo-Boost your Savings Account How to Get Amazon Direct Ship Freebies Straight to your Door 89 Legit Ways to Get Free Books for Kids by Mail Final Thoughts on How to Get Cash from a Visa Gift CardThere you have it, some mind blowing tricks to transfer that Visa gift card into cold hard cash, right in your wallet or bank account. A few of these involve thinking slightly outside the box and may take some minimal effort, but you’d definitely be laughing your way to the ATM once done. Also, you can use readily available online resources to move the funds around until you get the cash that you want. The most important point to note when trying to select a method to convert a Visa gift card to cash is your particular need at that moment in time. There is no best way to turn Visa gift cards into cash, just a preferred way depending on the situation! Each person is different and if you need the cash right away, it might be worth it to pay the fees to get less than face value in exchange for your gift card. On the flip side, if you have some time on your hands and entrepreneurship in your blood, why not invest the card and make a profit instead? Whichever way you choose to do it, it’s up to you. Go ahead and start converting some plastic to paper! Are there any other ways to turn gift cards into cash, that you know of? Share with us in the comments below. We’d love to hear from you! Don’t forget to follow us on Pinterest, Instagram and Facebook for more ways to make money, save money and and to learn about awesome deals and freebies! Liked this post? Pin it for later!10 Legit Ways to Transfer Visa Gift Cards to Bank AccountsCan I deposit a Visa gift card to my account?Can you put a Visa gift card in your bank account? You can deposit a gift card to your bank account, although not directly. Visa gift cards are treated like Visa credit cards, meaning the balance isn't transferable to an account.
Can you transfer gift card money to your bank?There are several ways to transfer money from a gift card to a bank account. One option is to link the gift card to an online payment service like PayPal, Venmo, or Cash App. Once the card is connected, you can simply forward the money to your bank account.
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How to deposit visa gift card into bank account
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