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Use Zillow's affordability calculator to estimate a comfortable mortgage amount based on your current budget. Enter details about your income, down payment and monthly debts to determine how much to spend on a house. You can afford a house up to |
Market | Share of Income Spent on Mortgage | Zillow Home Value Index (December 2020) |
---|---|---|
Birmingham, AL | 12.4% | $186,523 |
Oklahoma City, OK | 12.6% | $168,880 |
Indianapolis, IN | 12.7% | $202,370 |
Louisville-Jefferson County, KY | 12.9% | $196,330 |
Memphis, TN | 13.0% | $171,488 |
Cincinnati, OH | 13.2% | $205,977 |
Pittsburgh, PA | 13.2% | $175,882 |
St. Louis, MO | 13.5% | $195,380 |
Cleveland, OH | 13.8% | $173,637 |
Milwaukee, WI | 14.0% | $217,160 |
Frequently asked questions about affordability
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If you have bad credit and fear you'll be denied for a mortgage, don't worry. You may still be able to get a loan with a low credit score.
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