- Personal
- Online & Mobile Options
Zelle is a fast, safe and easy way to send money, typically in minutes,1 to almost anyone you know and trust who has a bank account in the U.S.
Zelle. This is how money moves®
With Zelle and First National Bank, you can use Online Banking or one of the region's top-ranked mobile banking apps, FNB Direct, to quickly and easily send and receive money.3 Use Zelle to:
Send Money
Send money directly to the recipient using just their U.S. mobile phone number or email address, typically in minutes.
Request Money3
Send a request for money. The person who receives the request will be able to accept or decline. If they accept, you will typically receive the money in minutes.1
Split the Bill3
If you need to split a bill or share a cost with multiple people, you can use the split feature to calculate how much everyone owes and send a request for money.
FNB together with Zelle
With Zelle you can send money to almost anyone you know, almost anywhere in the U.S. Forget about sending cash, writing checks, or searching for an ATM. Zelle is available within FNB’s Online and Mobile Banking services. Watch the video to learn more about Zelle.
Getting Started with Zelle
Zelle is currently available through FNB's Online Banking and Mobile Banking. If you already use First National Bank's Online or Mobile Banking, just log in to begin using Zelle. Within Online Banking, simply visit the "Transfers" tab to get started. Within Mobile Banking, Zelle can be accessed within the "Payments" tab. To get started:
Frequently Asked Questions (FAQs)
1 - To receive money in minutes, the recipient's email address or U.S. mobile number must already be enrolled with Zelle.
2 - Among Mid-Atlantic regional banks in S&P Global Market Intelligence's "2021 US Mobile Banking Market
Report"
3 - In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle.
4 - Apple is a registered trademark of Apple, Inc. Google Play and the Google Play logo are trademarks of Google LLC.
5 - Must have a bank account in the U.S. to use Zelle.
6 - Mobile carrier fees may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
- For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services, or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.
Transferring Funds
Online banking makes transferring money easier than ever. You can move money from one account to another or from one bank to another electronically using a variety of transfers.
Move money from one of your FNB accounts to another FNB account
- Select "Transfer" under Money Movement Menu
- Enter information and submit
Intrabank Transfer
Move money from one of your FNB accounts to another person's FNB accounts
- Select "Transfer" under Money Movement Menu
- Choose "Manage Accounts" option
- Click "+ Add Accounts"
- Select "Internal"
- Enter information of the account you're wanting to move money to and submit
- Available only if both parties are on Online Banking.
- You must be a signer on account to transfer funds out of an account.
- Business accounts, please contact your local branch for information on this function.
- Not available in FNB Mobile App.
External Transfer
Move money to/from one of your FNB accounts to/from your account at a different bank; move money from one of your FNB accounts to a different person's account at a different bank; and move money from your account at a different bank to pay your FNB loan.
- Select "Transfer" under Money Movement Menu
- Choose "Manage Accounts" option
- Click "+ Add Accounts"
- Select "External"
- Enter
information of the account you're wanting to move money to/from at a different bank and submit
- For "Account Relationship," only select the "Owner" option if you own the account that you are transferring money to.
- By submitting this, you are authorizing us to verify the transfer information you have provided. This is done by processing a small test deposit/withdrawal transactions to the external account within the next few business days.You must confirm those transactions once they are posted to your account using the Manage Accounts screen. Account verification transaction will take 5 to 7 days to complete, after the verification, transfer will take 3 to 4 days to complete.
- Available for consumer accounts only.
- Not available in FNB Mobile App.