Enjoy driving, safe in the knowledge that you and any third party are fully covered by comprehensive car insurance for loss or damage resulting from a traffic accident.
Key benefits
- Protect you against third
party legal liability from car accident
- 24-hour emergency service
- No Claims Discount (NCD) protection1
- Cover loss of or damage to your car, with nil depreciation on repairs for a new car1
- Get your old car that was stolen or suffered a total loss due to an accident replaced with a new one of the same – or similar – make and model1
- Optional benefits available should you choose to top-up your coverage, including car damage in Guangdong Province
Limited time offer
Apply for the Comprehensive plan of Motor Insurance online on or before 31 Dec 2022 to get Free Charger Liability Coverage.
Get a quote?
Need to make a claim?
Claim online anytime. Or claim over the phone or at an HSBC branch.
Use our calculator to find out how much you’ll pay.
Summary of cover
What’s included?
Additional benefits
Major exclusions
Policy document
Motor Insurance Coverage and Optional Cover
Manage Your Policy
Manage your policy online
Access your policy details anytime, anywhere on both your HSBC HK Mobile Banking app and our Personal Internet Banking webpage, so you can check your benefits, coverage, premium due dates and much
more at your fingertips.
Make a claim
Sometimes life doesn’t go according to plan and you’ll want to make an insurance claim as soon as possible.
You may submit a claim online anytime or call our telephone claims hotline for help at (852) 2867 8678.You may also send an email to
Have You Considered
Accident Insurance
Accident insurance protects you and your dependents against the financial strain that a personal accident can bring.
Hospital Insurance
Hospital cash insurance plan that gives you a daily cash benefit when you are hospitalised, which you can use for any purpose and is guaranteed regardless of the
actual hospital expenses.
Important Information
End Notes
1Free Additional Benefits (Applicable for
Comprehensive Cover only)
2Claims Recovery Service – AXA do not guarantee a successful recovery action, and AXA shall not bear any legal responsibility for the failure of any such action. Any legal costs and all relevant disbursements incurred in a recovery action will be borne by you and AXA in accordance with the proportion of their respective claims.
3The benefit is applicable given if the first registration of your car with the Transport Department made within the calendar year immediately following the year of the manufacture, and the loss occurs within the first twelve months of the first registration of your car with the Transport Department.
4For the list of free additional services and details of AXA Premium Workshop, please click here [PDF].
General Insurance products are applicable to HSBC accounts and credit card holders only.
The above information is intended as a general summary. Please refer to the policy wording for exact terms and conditions and details of the exclusions.
The above policy is underwritten by AXA General Insurance Hong Kong Limited ("AXA"), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR. General insurance plans are products of AXA but not HSBC.
For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.
- | First online commercial car insurance in Hong Kong, instant quote, instant issuance of cover note |
- | No commission fee, more favorable premium |
- | One-on-one customer services to provide recommendation for your choice of cover |
Enrolment hotline 2926 2926
Coverage | Third Party | Comprehensive |
Own damage, fire and theft cover | × | √ |
Third party bodily injury and property damage | √ | √ |
Liability for Tool of Trade Operation | √ | √ |
The maximum compensations for bodily injury and property damage of third party are HK$100 million and HK$1 million respectively.
Liability for Tool of Trade Operation.
Limit Of Liability: HK$1,000,000 any one accident
HK$1,000,000 any one period
For more details please view the Policy or Endorsements / Clauses.
The maximum compensations for bodily injury and property damage of third party are HK$100 million and HK$1 million respectively.
Liability for Tool of Trade Operation.
Limit Of Liability: HK$1,000,000 any one accident
HK$1,000,000 any one period
For more details please view the Policy or Endorsements / Clauses.
Please contact me with a quote