Can i pay my ford car payment with a credit card

Can i pay my ford car payment with a credit card

Overall lender rating

from Credit Karma members

Most helpful positive review

Let me rebuild my credit

Credit Karma member

I put money down with a credit score of 620 back in Dec 2014 on 2015 Escape thinking I wouldn't get approved for a lease. Not only did I get approved but gave me a great rate. I was told to never miss a payment and I will be able to come back to lease again. I decided to turn my lease in early for a 2017 just last week thinking let's see if the dealer was correct about getting approved easily again. Sure enough I got approved and was told I was a Tier 1 customer so I got an upgrade. I'll stick to the same plan of paying a half car payment every 2 weeks so I will always be ahead of the loan. The finance manager said when he talked to Ford they loved how I did the payments and asked if I would be doing the same? I told them yep, and I will back again in 3 years!

Most helpful negative review

Terrible!!!

Credit Karma member

Ford credit is a joke! I was turned into collections due to them switching me over to paperless statement without my knowledge and fell behind. Wrote a letter to them and was basically told they would not help me out. NEVER EVER AGAIN!! Think twice and do your research!!!

Member ratings

All member reviews (55)

5 stars

25

4 stars

4

3 stars

1

2 stars

3

1 stars

22

Stay away

Credit Karma member

Great experience

Credit Karma member

I’ve leased 3 cars from Ford and have always had a good experience. That said I do a lot of research, I take in the deal that is published through Ford and I never have a problem.

Ford products poor

Credit Karma member

No communication efforts on their end just a bunch of lies telling you how they are going to get your dealership to fix your car so you'll keep making payments, they do not stand behind their products anymore as I have just learned, sold the mustang within 2 months as it was a $70,000 lemon that Ford not the dealership was interested in fixing.

Terrible!!!

Credit Karma member

Ford credit is a joke! I was turned into collections due to them switching me over to paperless statement without my knowledge and fell behind. Wrote a letter to them and was basically told they would not help me out. NEVER EVER AGAIN!! Think twice and do your research!!!

I have a loan but it’s not backed up by credit rep

Credit Karma member

I don’t have any reports on my ford t350 from Ford

Very bad online experience

Credit Karma member

I thought I had auto-pay set up but it was a one time and caused a late fee the following month. They even reported right away to the credit bureaus that caused an extreme drop in my credit score. Bad move. I should not have bought an american car.

Fraudulent Credit Inquiries

Credit Karma member

I have numerous inquiries from "FORD MOTOR CREDIT (I" on my credit report. I'm not sure why, other than the fact I bought a Ford with a loan that I walked in with from Capital One. They had no reason to check my credit because I was paying with cash afforded to me from a loan company already.

Simply insane

Credit Karma member

If I could give them a 0 I would. Since 2016 I have had 7 car loans with them. When I got my first loan my credit score was 100 points lower, I was making 25000.00 less a year and they approved me with 0 percent interested and nothing down. By the way I was financing way more than the retail value of the car. Forward to now. I have had 7 consecutive car loans with them never ever been late on a payment. Today they turned me down. Really? I was trading a 2017 for a 2018 financing 2k more than what I owe in the 2017. Their underwriting department. Needless to say they lost a customer forever and they made Bill Currie Ford in Tampa lose a customer forever. I am taking all my cars that I bought there for service to another dealer. Just until I trade my Fords for Chevys. Horrendous experience. STAY AWAY FROM FORD CREDIT!!! They treat their great customers like deadbeats.

Great service even during payoff

Credit Karma member

I purchased a new ford vehicle and I got a loan from the delership despite higher interest because that was the easiest thing to do. And now I am trying to refinance it and I had interacted with 'Ford Credit', not the dealership, a couple times and I am impressed with their customer service each time. I get a real person on the phone quickly each time. And one of their staff promised to follow up and call me back about something and she did that very promptly. Overall it has been a very pleasant experience working with them. Applicatin process was more 'blah' because that happened at the dealership. You know how that goes.

They don't accept debit/credit cards

Credit Karma member

Insane that they don't offer the ability to pay with a debit or credit card, especially when 75% of Americans prefer this method of payment. Like if I can pay for a cup of coffee with my debit card at the local joint, I shoudl be able to pay my car payment. Incredibly insane.

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Can I make a Ford car payment with a credit card?

Pay with your Visa, MasterCard, or Discover credit card or debit card, with Apple Pay, or with your bank account.

Can you make car payments with a credit card?

If your car loan lender allows it, you can make a car payment with a credit card. However, credit card purchases impose fees on the merchant, so many loan servicers accept only cash-backed payment methods, like a debit card, check, money order or a direct transfer from a checking or savings account.

Does Ford accept credit cards?

What Payment Methods can I use for the Deposit When Buying a Vehicle Online? We currently accept Visa and Mastercard debit and credit cards. Did we answer your question?

How do I make a payment to Ford Credit?

How to pay via telephone:.
Call 1-800-334-1161..
Enter your account number..
Enter the last 4 digits of your SSN or TIN..
Enter your bank account and routing numbers. (see sample check here).
Confirm the payment amount and the due date of the debit from your bank account..